Free Credit Report
Senior Member
Joined: Aug 2005
Posts: 5,917
Likes: 1
RE: Free Credit Report
yea, wife went to freecreditreport.com...you know the ones on tv all the time...you get it free for a month...but you gots to give your CCnumber...scheme is that after you get your report and try to cancel, they jack up on your paperwork and it takes like six months to cancel!
my bank reversed the charges...and send them a dispute letter, that if they wanted their money, they needed to dispute...they never did dispute with my bank.
wife called them numerous times, each time got the run around and no one would even give her their name! finally the manager comes on and says her workers told her that she was being rude, etc...
there are true free ones, as you're allowed 1 free one every year. you get these from the 3 big credit companies...no one else or else you'd screwed.
my bank reversed the charges...and send them a dispute letter, that if they wanted their money, they needed to dispute...they never did dispute with my bank.
wife called them numerous times, each time got the run around and no one would even give her their name! finally the manager comes on and says her workers told her that she was being rude, etc...
there are true free ones, as you're allowed 1 free one every year. you get these from the 3 big credit companies...no one else or else you'd screwed.
Senior Member
Joined: Mar 2006
Posts: 5,844
Likes: 1
From: South Texas
RE: Free Credit Report
i used them before and i didnt have any issues cancelling. i actually used to pay for it like a year and keep an eye on it, the trick is they dont give you full access for the promised $10/mo. the only way to get full access is to pay $30-40 per report. so it definitely is deceiving. but i did manage to get my account cancelled when i wanted it to, maybe only cause i actually paid for a full year....dunno.
Senior Member
Joined: Aug 2005
Posts: 5,917
Likes: 1
RE: Free Credit Report
these are the guys..
http://www.ripoffreport.com/reports/ripoff188020.htm
they probably figured they took enough money from you...hahahahha
http://www.ripoffreport.com/reports/ripoff188020.htm
they probably figured they took enough money from you...hahahahha
Senior Member
Joined: Mar 2006
Posts: 5,844
Likes: 1
From: South Texas
RE: Free Credit Report
seems like the same thing alot of companies do,the give you a free trial in exchange for a cc number, then when you forget to cancelthey charge you; or just try to stick it to you straight up!
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Senior Member
Joined: Aug 2006
Posts: 1,588
Likes: 0
From: Los Angeles, CA
RE: Free Credit Report
The site I gave for that free promotion was legit. They don't hassle you afterwards or anything. You don't have to provide any of your credit card numbers. It was basically a program for like $15, and a promotional code to make it free for the first 5,000 people that signed up for it. It allowed you to view your credit score. I tried to give it to you guys, but it ended so soon.
Senior Member
Joined: Jul 2006
Posts: 1,668
Likes: 1
From: Columbus, Ohio
RE: Free Credit Report
ORIGINAL: rrasco
i used them before and i didnt have any issues cancelling. i actually used to pay for it like a year and keep an eye on it, the trick is they dont give you full access for the promised $10/mo. the only way to get full access is to pay $30-40 per report. so it definitely is deceiving. but i did manage to get my account cancelled when i wanted it to, maybe only cause i actually paid for a full year....dunno.
i used them before and i didnt have any issues cancelling. i actually used to pay for it like a year and keep an eye on it, the trick is they dont give you full access for the promised $10/mo. the only way to get full access is to pay $30-40 per report. so it definitely is deceiving. but i did manage to get my account cancelled when i wanted it to, maybe only cause i actually paid for a full year....dunno.
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