Im looking at buyin a friends 04 f150 for 9500 the kbb is 13k i would put 1800 down and pay off my bike loan. I dont have very much credit but i was wondering if it will help that im only borrowing a lil over half of the value?

 

Just ask your bank. Tell them what you want to buy and how you want to pay for it and they'll give you options. You can ask them to run a soft credit check, too, if you're curious to see what your rating is, how your history has affected it, how to make it better, etc.