I need insurance help and advice...
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Joined: Jan 2009
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I need insurance help and advice...
Hi everyone...I am 17 and just got a 06 1000rr and insurance is going to be a lotta money for me so does anyne know any real cheap bike insurance besides like Rider insurance? Please help me. Also, i paid 8k for the bike and wanna get full coverage but idk if i can afford it yet so does anyone have a bike 8k or over wit minimum coverage on it? I was thinkin get minimum and get a cage and an alarm system, has anyone gone down this path and is it the right path to go? Please Help Me!!
Thanks everyone
Thanks everyone
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Joined: Mar 2009
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From: Colorado Springs,CO
I was paying 680 a year through geico for my 06 zx6r with full caverage and 1000 deductables. and now i have a 929rr and am paying 32 a month through liberty mutual with full coverage and 500 deductables. they are the best deal that i have found. they only request that you also have your car insured with them too, but their price on car insurance was good too. I am 28 with one ticket.
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Better look around, hard. 17 and you bought a 06 1000rr? Your nuts. Man your going to be unhappy when you get your qoutes, you have any tickets? You really should have gotten your qoutes before you went out and bought anything. You'd be surprised how many people go out and buy bikes without planning it out first just to find out after they can't afford the insurance and end up having to get rid of the bike. You have a loan on the bike? Most places require you to carry full coverage on a vehicle with a lien against it, it's often a part of the loan agreement. Not trying to give you a hard time but damn, you really don't seem to have thought this out much. Regardless, good luck, and remember, call absolutely every place you can for a qoute, don't trust the online calculators, they are pretty worthless and often don't factor in everything.
Also, on a side note, a 1000rr is easily one of the worst starter bikes known to man. If you get your insurance straightened out watch your *** on that thing, it's way too much bike for a new rider.
Also, on a side note, a 1000rr is easily one of the worst starter bikes known to man. If you get your insurance straightened out watch your *** on that thing, it's way too much bike for a new rider.
Last edited by Hangfire; May 5, 2009 at 01:22 AM.
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Joined: Jan 2008
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From: Granger, Indiana (Next to South Bend and Notre Dame)
Im 18 with a clean record, have ridden for 2 years own a 1993 600 F2 and a quote for full coverage is over 1,000 a year, I don't even know what they will charge or if they will even give one to you.
Edit: Did a quote from progressive and full coverage at your age with no violations was over $2,500 a year and liability in my state was still about $400 dollars a year.
Edit: Did a quote from progressive and full coverage at your age with no violations was over $2,500 a year and liability in my state was still about $400 dollars a year.
Last edited by MikeZ; May 5, 2009 at 05:05 PM.
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I would go with liability only if I were you. Just don't park it in a bad area, lock it up when you do park it, and if possible keep an eye on it.
On the 17 and a 1000RR note...
I won't bash you as you'll get bashed enough, just please be careful.
We don't need another statistic, and you don't need to die.
Try Dairyland insurance.
On the 17 and a 1000RR note...
I won't bash you as you'll get bashed enough, just please be careful.
We don't need another statistic, and you don't need to die.
Try Dairyland insurance.
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