Not for me. I would love to have all my insurance with one company just for conviemience, but state farm couldn't touch allstate, even after the bike was added. Still saved me 70% on my bike though. Who knows how the hell the insurance companies figure up costs, it's some witches brew black art of ripping folks off anyway. We all know those guys who have worse driving records than us but have cheaper insurance............different person to person, place to place.