Can a dealership do this?
#21
08-10-2007 | 05:50 PM
Retired Moderator ans All Around Good Guy
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#23
08-10-2007 | 08:02 PM
Retired Moderator ans All Around Good Guy
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RE: Can a dealership do this?
i dont understand the big problem . you applied with the intent on getting approved to buy something. they approved you havent charged you for anything , only given you what you wanted. now if they sent you a bill for something you havent bought then sure , sue the hell out of them. ive never ran a credit application through just to see "what if ". but good luck ,don't use the card and if later on you do decide to keep it and use it thank them for getting you approved so quickly 
#24
08-10-2007 | 08:18 PM
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Joined: Jun 2007
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From: Texas
RE: Can a dealership do this?
ORIGINAL: rmr1923
well i guess the "fun" part is the introductory 13.5% apr, and it only goes up after that. i called up there and they acted like there was some sort of huge mistake and that i shouldn't have gotten the card (i guess they tell you whatever they think you want to hear). oh well, i just cancelled it and told them i'd already found my bike anyway.
and i did read the agreement, and nowhere on that sheet did it state that i was applying for a credit card. it said, specifically, that i authorize them to run a credit check through a credit reporting agency. the sheet was only printed on the front, and had no fine print, so i know i didn't miss anything. i never sign something without reading it over, because i've been screwed before for not reading the fine print.
well i guess the "fun" part is the introductory 13.5% apr, and it only goes up after that. i called up there and they acted like there was some sort of huge mistake and that i shouldn't have gotten the card (i guess they tell you whatever they think you want to hear). oh well, i just cancelled it and told them i'd already found my bike anyway.
and i did read the agreement, and nowhere on that sheet did it state that i was applying for a credit card. it said, specifically, that i authorize them to run a credit check through a credit reporting agency. the sheet was only printed on the front, and had no fine print, so i know i didn't miss anything. i never sign something without reading it over, because i've been screwed before for not reading the fine print.
Hahha. I work with a guy that gets a call out of the blue about a credit card. He just talks to her and finally ask what the interest is after the one year free interest. Same thing, 13.5%!!!!!!!!!!!! Dam, I can get better interest rates and I dont have credit yet.
#25
08-10-2007 | 11:47 PM
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Joined: May 2007
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RE: Can a dealership do this?
ORIGINAL: HAVOC
i dont understand the big problem .
i dont understand the big problem .
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