Questions on 1st bike purchase...

Old Oct 8, 2006 | 01:09 AM
  #51  
fishnride's Avatar
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JDM -

Question 1 - It's a popular bike so be prepared to pay full ride on the bike. Sure, there are dealerships that move lots of units and sell at price points lower than your local dealership so they are something to consider.

Question 2 - I carry the same coverage on my 05 CBR600RR that I carry on my four-wheeled vehicles. 100/300 liability, non-stacked, med-pay, under-insured/uninsured, etc. It costs me $80/month. Maybe that's a good price or maybe not, but I'm with State Farm and have 2 cars, a center console sportfishing boat, a house, and my motorcycle insured through them.

Now as to the dire predictions and warnings about a 'noob' buying a 600RR or any other Super Sport bike. It is my firm belief that if the motorcyclist has the proper training and attitude, a 600RR is just fine. Look at me - I hadn't ridden in over 20yrs, took the BRC, and the next day I bought an 05 600RR with 900 miles on the clock. That was 8 weeks and 4,000 miles ago. After this short amount of time and mileage in the saddle I am reminded every day how much I have to learn. Knowing this, I don't take unnecessary chances, I do wear all of my gear all the time, and I don't get sucked into doing stupid things like street racing, riding beyond my skill level and so on.

It all boils down to how much risk, and the associated consequences, you are willing to take. Last night on the way home, some guys in a car next to me wanted me to ride a wheelie down the road. I shook my head and said no. Hell, I have a wife and 3 children at home so there's not a chance I'm gonna stunt down a public road - why the **** would I want to wheelie my bike down the road to impress some idiots in a cage that I don't know and will probably never see again?????
 
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Old Oct 8, 2006 | 04:19 AM
  #52  
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ORIGINAL: Blue Fox


ORIGINAL: tweak mt

u wont get it cheaper if your under 25
I'm under 25 (22 actually) and I'm paying $72 bucks a month for full coverage 250/250 comprehensive (state farm).

IF THERE IS ANYONE OUT THERE PAYING MORE THAN $150.00/MONTH FOR MOTORCYCLE INSURANCE ON A 600RR, YOU'RE GETTING BENT OVER!

Progressive quoted me $6500/year - YEAH RIGHT!
Gieko wanted more than $4500/year - TOO BAD!

......These are classic "we're insurance companies, so were going to bend you over and give it to you dry" type of prices - SHOP AROUND.

Now, granted you don't have 15 tickets and 6 accidents in 1 year on your record, you should expect pricing in the $60-$150/month range MAX.
state farm wouldnt give me a good deal unless i had all vehicals in the family with them

im really getting screwed no matter what because my father wanted me to match the coverage of his insurance (500,000 wtf am i going to hit a ****in Fierre full of orphans????) and so i pay way to much in just liablity and theft because hes paranoid and was affraid if i were in a accident that was my fault and my insurance was not equal to what his than we could be sued for the differnence since i am still a dependent(make sense probably not you can bet your **** im getting bent over).........dang i cant wait to be outta here with a real freakin job .... if im lucky maybe by christmas, plz santa plz)

all that being said our insurance agent is a personal friend and she finds the lowest prices that wont screw me if i ever had a claim
 
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Old Oct 8, 2006 | 04:25 AM
  #53  
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ORIGINAL: fishnride

It all boils down to how much risk, and the associated consequences, you are willing to take. Last night on the way home, some guys in a car next to me wanted me to ride a wheelie down the road. I shook my head and said no. Hell, I have a wife and 3 children at home so there's not a chance I'm gonna stunt down a public road - why the **** would I want to wheelie my bike down the road to impress some idiots in a cage that I don't know and will probably never see again?????
well said life is risk management, you have to balance them well to have an enjoyable life

dont get me wrong im the type of guy that will wave to anyone BUT i hate when people ride up next to you and tell you to do a wheelie with thier hand i shake my head yes emphatically then like to flip them off just to watch the WTF reaction
 
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Old Oct 8, 2006 | 05:49 AM
  #54  
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Default RE: Questions on 1st bike purchase...


ORIGINAL: JDM josh

i havent taken the test, we would just take the bikes out in the country roads and every once and a while into the city.
Now wait a minute. Seems like nobody else caught this. If you haven't taken the riders test to get your 'M' endorsement, which means you were riding somebody else's bike without a proper motorcycle license and no insurance (because you have to have at least a motorcycle permit to get motorcycle insurance) then right off the bat you're clearly not responsible enough to get any bike in the first place.
 
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Old Oct 8, 2006 | 05:29 PM
  #55  
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Default RE: Questions on 1st bike purchase...

ORIGINAL: dwhite645


ORIGINAL: JDM josh

i havent taken the test, we would just take the bikes out in the country roads and every once and a while into the city.
Now wait a minute. Seems like nobody else caught this. If you haven't taken the riders test to get your 'M' endorsement, which means you were riding somebody else's bike without a proper motorcycle license and no insurance (because you have to have at least a motorcycle permit to get motorcycle insurance) then right off the bat you're clearly not responsible enough to get any bike in the first place.
Alright, dont even start to give me bull**** on this. I can guaruntee a lot of people on here first initially learned on someone else's bike just learning the basic fundamentals without a "PROPER" license and insurance.

And how does that constitute that im not responsible enough to even own a bike?

Again... I DONT WANT YOUR OPINION ON WHETHER OR NOT IM RESPONSIBLE ENOUGH.

All that i asked was for my questions to be answered.
 
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Old Oct 8, 2006 | 05:50 PM
  #56  
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Default RE: Questions on 1st bike purchase...

Atleast you'll have a bike to ride
 
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Old Oct 8, 2006 | 08:11 PM
  #57  
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ORIGINAL: JDM josh

Alright, dont even start to give me bull**** on this. I can guaruntee a lot of people on here first initially learned on someone else's bike just learning the basic fundamentals without a "PROPER" license and insurance.

And how does that constitute that im not responsible enough to even own a bike?
Well...it does show an ability to ignore the law and do things your own way as long as it benefits you...what's going to happen when you get your own bike...you don't come off as a guy that's as responsible as you claim...
 
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Old Oct 8, 2006 | 11:17 PM
  #58  
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From: OldFatGuy's garage - stealing parts
Default RE: Questions on 1st bike purchase...

ORIGINAL: JDM josh
Alright, dont even start to give me bull**** on this. I can guaruntee a lot of people on here first initially learned on someone else's bike just learning the basic fundamentals without a "PROPER" license and insurance.

And how does that constitute that im not responsible enough to even own a bike?

Again... I DONT WANT YOUR OPINION ON WHETHER OR NOT IM RESPONSIBLE ENOUGH.

All that i asked was for my questions to be answered.
[/quote]
post by JDM josh ^^

I didn't mean to come off like an asshat, but if you're riding around on public roads - even if just taking it easy learning - without a license or insurance then that says something about your character in general, probably don't even take responsibility for your own actions. If you would've wrecked the persons bike you were riding, I seriously doubt you would pay cash to fix it considering you say you can't afford full coverage on a new bike, which you probably shouldn't even get.
When I got my first bike, guess what I did? I got it trailered home from the dealer on a friday, let it sit all weekend in the garage until monday when I could call up my insurance company and tell them that I now have a bike to insure. Then I was cleared to ride...that's what I like to call being responsible.
 
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Old Oct 9, 2006 | 01:06 AM
  #59  
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they've got points there...

if you're learning, GET A LEARNER'S PERMIT. All it takes is a written test. you can pick up the answer book at the DMV free of charge. Lots of information about riding in there.

if you were to take the test, i doubt you would pass without studying.
 
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Old Oct 9, 2006 | 05:09 AM
  #60  
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I am new to this forum, but when I had my cruiser, I used to frequent a Honda Shadow forum. I have seen threads there about bigger bikes and smaller bikes, but never with the intensity I have found on this forum. What's with SOME of you guys? JDM josh asks some pretty simple questions, and there were some good answers. Some responses, however, just went overboard (imho - "h" stands for "humble"). Next thing you know, people are pissing people off and the thread gets entirely off track. The exact same thing happened on another thread when some poor soul asked whether he should get a 600 or a 1000 CBR. Frankly, I laughed my way through all the responses. It was the best comedy I have witnessed in years.

Thanks for the entertainment, but I think some people are really getting pissed at each other, and if you think about it, there's no need for it. Opinons are just that - OPINONS! A wise sage once said, "You can lead a horse to the water, but you can't make him drink it." You can say what's on your mind, but you can't make them agree with you. In addition, we certainly do not need to insult one another just because the other person does not agree with you.

I may receive some insults myself for saying these things, but come-on folks. This is not a political nor a religious forum. Noone is out to get elected, and noone is trying to convert anyone. Just relax.

After all I've said, if some of you still insist on keeping me entertained, then go right ahead. I'll be back to read your insults when I need a comedy fix.
 
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