Ive gone to all the big name insurance companies and get the same quotes from all practically. I have no accidents, no tickets, good driver status, but still i am looking at $2600/year for full coverage. Im 23. Anyone know where I can do better given my age? I know once you get older, say 25, insurance rates go down a lot but I got a new bike now and Im only runnin comprehensive but i really want collision.

 

My advice go to a company that doesn't specialize in auto but offers it as a side thing.
I went to country insurance, got my quote and my jaw hit the floor. Because conutry insurance does life and retirement health etc. They don't have many claims on motorcycles so they can afford to give INSANELY low rates.

I'm 18 (was 17 when i started the insurance)
Clean record good student discount + MSF
2005 CBR600RR
Full coverage with medical
$310 a YEAR

when i went to geico, state farm, farmers, progressive the BEST quote i got for that bike and my age was $1,113 for 6months on LIABILITY

 

I got the gecko. I like for the bike but I just got a car and I'm looking for better.

 

Man, that sucks . Try AIG. They are the cheapest I have seen. My record is horrible(-20 points) and Im 24. Im paying like $1000.

 

damn, how do you guys get such cheap full coverage? I moved around some money so the way I financed I don't have to have full. I am paying 200 for the year for liabillity but the same company quoted me around 1500 for full.

 

I went through a broker. He got me some damn cheap insurance for my cars too.(Well, cheap for me). I have an 02 jetta and an 05 bonneville and pay $160 per month for full coverage. Gieco was charging me $560 per month and only had full on the bonneville. Try going through a broker than can find you the cheapest out there.

 

ANOTHER INSURANCE THREAD?

i use American Modern, 447/yr full coverage. if you are in texas a good broker is http://www.buymotorcycleinsurance.com.