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Insurance HELP ME!

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Old 03-18-2008, 08:28 AM
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Default Insurance HELP ME!

Hey guys, well... I just bought a 2006 CBR1000RR, it has 3400 miles, never been dropped and I paid $7500 for it. I'm going to pick it up today. I was wondering how much you guys pay for insurance and who you guys use as your insurer. Full coverage looks insane on this bike! Geico quoted me $7000 a year!!![:@]
 
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Old 03-18-2008, 08:31 AM
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Default RE: Insurance HELP ME!

Well, that seems a little absurd....unless you have a bad driving/riding record.

Check out this thread...lot's of talk about insurance in there...

https://cbrforum.com/m_496033/tm.htm
 
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Old 03-18-2008, 08:33 AM
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Default RE: Insurance HELP ME!

They really quoted you the price of your bike as a yearly premium. WTF?

How old are you?
 
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Old 03-18-2008, 08:34 AM
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Default RE: Insurance HELP ME!

06 F4I with progressive is about 80 bucks a month for full coverage
 
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Old 03-18-2008, 08:36 AM
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Default RE: Insurance HELP ME!

STATE FARM STATE FARM STATE FARM STATE FARM.

Got it?

-Adam
 
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Old 03-18-2008, 08:49 AM
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Default RE: Insurance HELP ME!

Yeah, SF is going to be your best bet for a decent rate, but it still won't be great since you chose a 1000.
 
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Old 03-18-2008, 08:53 AM
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Default RE: Insurance HELP ME!

I turn 21 in 3 months and only have one ticket from when I was 18. I was doing less than 15 over, like a 67 in a 55 or something. I was devistated at that quote from Geico, ridiculous. Thanks for the link!
 
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Old 03-18-2008, 08:55 AM
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Yeah, I know litre bikes don't get very good rep with the insurance folks, it was a really good deal though and just right down the road. I started off looking for a 600RR but happened upon the 1000.
 
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Old 03-18-2008, 09:46 AM
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Default RE: Insurance HELP ME!

Geico quoted me on my 06 1KRR something insane like that, so went with progressive, was 1300 a year, full coverage, I'm 31 zero claims, tickets or accidents. Called State Farm after reading about them so much on here, they quoted me at 435.00 a year, with better coverage and lower deductables. Guess who I use now..............
 
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Old 03-18-2008, 11:18 AM
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Default RE: Insurance HELP ME!

ORIGINAL: Shocktroop

Geico quoted me on my 06 1KRR something insane like that, so went with progressive, was 1300 a year, full coverage, I'm 31 zero claims, tickets or accidents. Called State Farm after reading about them so much on here, they quoted me at 435.00 a year, with better coverage and lower deductables. Guess who I use now..............

This is exactly why I switched. My rate for the bike was 1/2 of Progressive with more coverage and lower deductibles. Don't get me wrong, Progressive is a good company. They take care of you after an accident so fast it'll make your head spin, but I just can't afford their rates right now.
 


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