My question is how do they pay out? Do they pay the guy who's getting his bike fixed or do they pay the shop that's actually doing the fixing? Story: Last week I was on base (Sheppard AFB), and there were two lanes of traffic and I was in the right as it was free flowing and a huge Silverado was stopped in the left lane. He gets tired of waiting and cuts over to the right lane and didn't see me. I slammed on my brakes and swerved to the right where I had more room and I still hit the side of his truck and then skid my bike along the curb. My whole right side is thrashed. If USAA will pay me, then I can get the parts cheaper and maybe put a few other things on it on their tab. Either way, my bike will get fixed which is the key but I was just wondering. Thanks.

 

I have USAA...they paid me directly.

 

they pay directly, and are usually fast about it. i got a check just days afer the adjuster looked at my vehicle.