Letter I am sending to collect
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RE: Letter I am sending to collect
[quote]ORIGINAL: bmg velocity
Let me respond to that a bit more in depth.
If a trial were to take place, it will be in my county.
My grandfather, who was the county auditor for over 30 years knows every judge in this county. Some mnore than others.
Court case comes up, and the judge is known.
Phone calls are made on my behalf.
Now, because my boss is an entreprenuer in the largest possible sense, he makes money off of crap like this.
Hell, he makes money by giving away money. I **** you not.
ORIGINAL: HAVOC
they will probably blow you off and wait for insurance to handle it with you. the way you add in about your boss and grandfathers influence will probably get you laughed at. 1 month waiting for insurance isnt that long @ all. i understand your position but the intimidation factor in there is just pitiful. the rest of your letter makes sense and is very thoroughly laid out and would make for a clear cut case. but it could be seen as though you as trying to pressure them into paying or they will have problems with such "friends of grandfather/boss" you are not in the wrong, so dont makeyourself look like an *******.
they will probably blow you off and wait for insurance to handle it with you. the way you add in about your boss and grandfathers influence will probably get you laughed at. 1 month waiting for insurance isnt that long @ all. i understand your position but the intimidation factor in there is just pitiful. the rest of your letter makes sense and is very thoroughly laid out and would make for a clear cut case. but it could be seen as though you as trying to pressure them into paying or they will have problems with such "friends of grandfather/boss" you are not in the wrong, so dont makeyourself look like an *******.
If a trial were to take place, it will be in my county.
My grandfather, who was the county auditor for over 30 years knows every judge in this county. Some mnore than others.
Court case comes up, and the judge is known.
Phone calls are made on my behalf.
Now, because my boss is an entreprenuer in the largest possible sense, he makes money off of crap like this.
Hell, he makes money by giving away money. I **** you not.
Thread Starter
Joined: Dec 2006
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RE: Letter I am sending to collect
ORIGINAL: OKIEZAC
thats lame.. letters are weak.., just have the attorney you are going to use.. call them or send them a letter from the law office with official letterhead..
this letter means dirt to them.. you dont scare them.. the lawyers do..
thats lame.. letters are weak.., just have the attorney you are going to use.. call them or send them a letter from the law office with official letterhead..
this letter means dirt to them.. you dont scare them.. the lawyers do..
I'm, actually trying to be nice by giving them advance warning.
Once an attorney is in the mix, it will be too late to stop the wheels.
Read the above reply to another postor.
I'm giving this f***er who hit my bike a break...his ins. *** wipe company a break.
Do SOME of you guys ride motorcyles with I love my insurance guy bumper stickers on the back?
Get a room.
Retired Moderator ans All Around Good Guy
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RE: Letter I am sending to collect
ORIGINAL: bmg velocity
Let me respond to that a bit more in depth.
If a trial were to take place, it will be in my county.
My grandfather, who was the county auditor for over 30 years knows every judge in this county. Some mnore than others.
Court case comes up, and the judge is known.
Phone calls are made on my behalf.
Now, because my boss is an entreprenuer in the largest possible sense, he makes money off of crap like this.
Hell, he makes money by giving away money. I **** you not.
ORIGINAL: HAVOC
they will probably blow you off and wait for insurance to handle it with you. the way you add in about your boss and grandfathers influence will probably get you laughed at. 1 month waiting for insurance isnt that long @ all. i understand your position but the intimidation factor in there is just pitiful. the rest of your letter makes sense and is very thoroughly laid out and would make for a clear cut case. but it could be seen as though you as trying to pressure them into paying or they will have problems with such "friends of grandfather/boss" you are not in the wrong, so dont makeyourself look like an *******.
they will probably blow you off and wait for insurance to handle it with you. the way you add in about your boss and grandfathers influence will probably get you laughed at. 1 month waiting for insurance isnt that long @ all. i understand your position but the intimidation factor in there is just pitiful. the rest of your letter makes sense and is very thoroughly laid out and would make for a clear cut case. but it could be seen as though you as trying to pressure them into paying or they will have problems with such "friends of grandfather/boss" you are not in the wrong, so dont makeyourself look like an *******.
If a trial were to take place, it will be in my county.
My grandfather, who was the county auditor for over 30 years knows every judge in this county. Some mnore than others.
Court case comes up, and the judge is known.
Phone calls are made on my behalf.
Now, because my boss is an entreprenuer in the largest possible sense, he makes money off of crap like this.
Hell, he makes money by giving away money. I **** you not.
Senior Member
Joined: Jun 2007
Posts: 6,026
Likes: 2
From: Dalton, GA
RE: Letter I am sending to collect
ORIGINAL: bmg velocity
Then they can write me a check for the same amount that restores the bike, and I still keep it.
A totaled bike dos not mean I can not keep it.
ORIGINAL: PlayfulGod
Whats bad is.....
they will consider it a total loss from the cost of repairs alone.
Anyhow wish ya the best of luck n hope you get a favorable outcome.
Whats bad is.....
they will consider it a total loss from the cost of repairs alone.
Anyhow wish ya the best of luck n hope you get a favorable outcome.
A totaled bike dos not mean I can not keep it.
Senior Member
Joined: Jul 2006
Posts: 2,018
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From: Middletown OH
RE: Letter I am sending to collect
ORIGINAL: mycvil
The total loss is probable - KBB Retail is $2730...
Insurance is a funny and annoying thing. - My co-worker was sooo pissed when he backed into a car accidentally with his pickup at work. - Broke a taillight on an early 90'sMercury Cougar - Probably a $30 part at a Junkyard - He was sooo bent when the owner ordered up a new taillight to the tune of $300. - The whole car is probably worth $1500.
From your perspective, you had a perfect bike that was 13 years old and irreplacable. - From insurance's standpoint, you had a $2700 bike that sustained $2800+ in damages.
It all depends on what side of the accident you were on - Sucks to be someone who bumps into a $100 car and has to pay thousands to fix it, and sucks to own a $100 car that has damages you weren't looking for through no fault of your own.
I have a hard time seeing any justification in lawyering up- seems like a waste of time and resources. - Insurance has no reason to jerk you around on it, and it seems like the only way to get them honest, but racking up fees does nothing to help out our high premiums either...
Again, do what you think is best - I'm not in your shoes, and wouldn't want to be either. - Stress I'm not looking for, and Time to spend on it I'm lacking at the moment. - Hopefully it will all work out to your satisfaction without having to escalate it any further.
(Oh, and sarcasm iscorrect over cynicism, but not if you spell it "sarsacm")
The total loss is probable - KBB Retail is $2730...
Insurance is a funny and annoying thing. - My co-worker was sooo pissed when he backed into a car accidentally with his pickup at work. - Broke a taillight on an early 90'sMercury Cougar - Probably a $30 part at a Junkyard - He was sooo bent when the owner ordered up a new taillight to the tune of $300. - The whole car is probably worth $1500.
From your perspective, you had a perfect bike that was 13 years old and irreplacable. - From insurance's standpoint, you had a $2700 bike that sustained $2800+ in damages.
It all depends on what side of the accident you were on - Sucks to be someone who bumps into a $100 car and has to pay thousands to fix it, and sucks to own a $100 car that has damages you weren't looking for through no fault of your own.
I have a hard time seeing any justification in lawyering up- seems like a waste of time and resources. - Insurance has no reason to jerk you around on it, and it seems like the only way to get them honest, but racking up fees does nothing to help out our high premiums either...
Again, do what you think is best - I'm not in your shoes, and wouldn't want to be either. - Stress I'm not looking for, and Time to spend on it I'm lacking at the moment. - Hopefully it will all work out to your satisfaction without having to escalate it any further.
(Oh, and sarcasm iscorrect over cynicism, but not if you spell it "sarsacm"
)
Member
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RE: Letter I am sending to collect
ORIGINAL: RCR
I would just send the facts (pics, police reports, whats expected) and if no response turn it into your insuranceand let them go after the other insurance company.
Just my opinion
I would just send the facts (pics, police reports, whats expected) and if no response turn it into your insuranceand let them go after the other insurance company.
Just my opinion
There's no need to get personal with it. Even though it's obviously a personal matter to you, a letter like that won't change the fact that it's just business to them.
Thread Starter
Joined: Dec 2006
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RE: Letter I am sending to collect
ORIGINAL: HAVOC
if thats how you see it fine but you are still trying to intimidate these people when it is clearly the insurance company who you need to deal with. your just mad because they arent moving fast enough for you. they pay insurance, they turn it over to their insurance . their insurance deals with you/your insurance.
ORIGINAL: bmg velocity
Let me respond to that a bit more in depth.
If a trial were to take place, it will be in my county.
My grandfather, who was the county auditor for over 30 years knows every judge in this county. Some mnore than others.
Court case comes up, and the judge is known.
Phone calls are made on my behalf.
Now, because my boss is an entreprenuer in the largest possible sense, he makes money off of crap like this.
Hell, he makes money by giving away money. I **** you not.
ORIGINAL: HAVOC
they will probably blow you off and wait for insurance to handle it with you. the way you add in about your boss and grandfathers influence will probably get you laughed at. 1 month waiting for insurance isnt that long @ all. i understand your position but the intimidation factor in there is just pitiful. the rest of your letter makes sense and is very thoroughly laid out and would make for a clear cut case. but it could be seen as though you as trying to pressure them into paying or they will have problems with such "friends of grandfather/boss" you are not in the wrong, so dont makeyourself look like an *******.
they will probably blow you off and wait for insurance to handle it with you. the way you add in about your boss and grandfathers influence will probably get you laughed at. 1 month waiting for insurance isnt that long @ all. i understand your position but the intimidation factor in there is just pitiful. the rest of your letter makes sense and is very thoroughly laid out and would make for a clear cut case. but it could be seen as though you as trying to pressure them into paying or they will have problems with such "friends of grandfather/boss" you are not in the wrong, so dont makeyourself look like an *******.
If a trial were to take place, it will be in my county.
My grandfather, who was the county auditor for over 30 years knows every judge in this county. Some mnore than others.
Court case comes up, and the judge is known.
Phone calls are made on my behalf.
Now, because my boss is an entreprenuer in the largest possible sense, he makes money off of crap like this.
Hell, he makes money by giving away money. I **** you not.
Clue....the insurance company.
All I have heard from them for 3, nearly 4 weeks is bullsh*t.
That bullsh*t is going to cease. I promise you.
I have given them more than enough information and my time.
I have even given them more time, than they said to me it would take to get things right.
Case made.
Moving on...
ORIGINAL: mycvil
you might have someone with money backing you up, but insurance companies have a hell of alot more money, and they arent about to give any out that they dont have too hell they would rather spend more in a lawyer then give you that money....the damages will total your bike, insurance doesnt care they will write you a check, if you want the bike you have to buy it back from them, and then fix it yourself. take the money they give you and get a new bike.
you might have someone with money backing you up, but insurance companies have a hell of alot more money, and they arent about to give any out that they dont have too hell they would rather spend more in a lawyer then give you that money....the damages will total your bike, insurance doesnt care they will write you a check, if you want the bike you have to buy it back from them, and then fix it yourself. take the money they give you and get a new bike.
I'll take that money and put into my new 600RR.
https://cbrforum.com/m_448732/mpage_2/tm.htm
Point is, it is beyond reasonable time for them to pay up AT LEAST what I sent them in an estimate.
Plus, I am not sure that's the way it works anyway. States vary, coverage, companies, laws, and victims vary.
Just an aside story "Jeff" told me, a guy I work with now who incidentally used to work for a Honda dealership,
had his F3 damaged, by a car driver.
The adjustor was an ok guy he said.
The lady after the adjustor reported back was a complete bi*ch he said.
She had to ask him what the Blue book value of the bike. He looked it up and "addded about $1700 to it".
The lady yelled "fine but that's all we are going to give you!!!".
He got over 5 grand.
Just smiled and took it.
[b]
The point of this post is:
The insurance company is trying to be negligent.
They are past their own admitted time, and way past my patience.
A letter from me goes to them tomorrow, reminding them of:
1. What has been officially filed...and the photgraphic proof I have sent them already. The facts of the event etc.
2. What I have as photographic and written proof, still in my bag, that they haven't seen.
(I didn't fax all 40 photos to them, only about 6.)
Facts and photos that there is
Thread Starter
Joined: Dec 2006
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From:
RE: Letter I am sending to collect
God, you people need to read...what I have already done.
Oh that's right...that thread got deleted because some troll came in here.
Everything they need has been sent to them 2 times!
Jeez...friggin dense...**&%%$%$(*&(!!!!!!!!!!
Oh that's right...that thread got deleted because some troll came in here.
Everything they need has been sent to them 2 times!
Jeez...friggin dense...**&%%$%$(*&(!!!!!!!!!!
Senior Member
Joined: May 2006
Posts: 1,327
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From: Meridian, MS
RE: Letter I am sending to collect
just because your serious with your threats does not mean the people that read the letter will give a crap. Same with bringing up your Grandfather, doesn't matter if its true or not it sounds like a childish maneuver talking about how your grandpa will pull some strings for you. Ditto with talking about having a rich boss and such a great lawyer, while true, its not going to scare anyone.
To be honest, your letter as a whole sounds off. You mix "legal terms" with much works like "bike" rather than motorcycle, which is going to make it seem like your just throwing "big" words in more conversational/casual wording. I would suggest starting from scratch and sit down for a WHILE and come up with a more concise and less threatening. Threats would be great if you knew you were talking with someone who was in any postion to be scared of you. Most likely the person reading the letter has no real personal stake in whether or not you get your money. On the same note, your taking their slow progress as a personal attack which it isn't; incopetence maybe. You have a right to be a little impatient by now but it hasn't been long enough to be that angry/vindictive.
imo you need to treat this like a business situation because thats what it is to them
I believe, if you treat it with a bit more professionalism and lay off the threats and dropping names they will be just as responsive without being pissed off and/or thinking of you as a joke
from their point of view, being overly descriptive with your connections and legal representation is just bluffing most of the time. Insurance companies deal with so many people that say they have the best law team in the world on speed dial and know every politician/judge/law enforcement personnnel in the state by first name, etc... that they rarely take threats like that seriously
A simple "Address the situation or we will proceed with appropriate legal action" is plenty
To be honest, your letter as a whole sounds off. You mix "legal terms" with much works like "bike" rather than motorcycle, which is going to make it seem like your just throwing "big" words in more conversational/casual wording. I would suggest starting from scratch and sit down for a WHILE and come up with a more concise and less threatening. Threats would be great if you knew you were talking with someone who was in any postion to be scared of you. Most likely the person reading the letter has no real personal stake in whether or not you get your money. On the same note, your taking their slow progress as a personal attack which it isn't; incopetence maybe. You have a right to be a little impatient by now but it hasn't been long enough to be that angry/vindictive.
imo you need to treat this like a business situation because thats what it is to them
I believe, if you treat it with a bit more professionalism and lay off the threats and dropping names they will be just as responsive without being pissed off and/or thinking of you as a joke
from their point of view, being overly descriptive with your connections and legal representation is just bluffing most of the time. Insurance companies deal with so many people that say they have the best law team in the world on speed dial and know every politician/judge/law enforcement personnnel in the state by first name, etc... that they rarely take threats like that seriously
A simple "Address the situation or we will proceed with appropriate legal action" is plenty
Senior Member
Joined: Jun 2007
Posts: 6,026
Likes: 2
From: Dalton, GA
RE: Letter I am sending to collect
All threats are gonna do it get your paper work place on the bottom of the stack. ANd if they give you $3000 for your F2, take it n run like hell. I know its worth more to you, n others like us, but to them its a old pos. Also it hasnt really been that long since this happend, and its the holidays. January, early Febuary is prolly more their time line. The adjuster dont control when the check gets cut.