Insurance for my bike?
#21
04-14-2012, 03:46 PM
I can agree with that. All I'm saying though is that just because the insurance company believes a person is high risk, doesn't mean they are dangerous or shouldn't be on the road or on a sport bike.
My grandmother shouldn't be aloud to operate any type of machinery but in the insurance companies eyes shes a great driver. It's pure luck she has yet to be in a major accident.
My grandmother shouldn't be aloud to operate any type of machinery but in the insurance companies eyes shes a great driver. It's pure luck she has yet to be in a major accident.
#22
04-14-2012, 05:40 PM
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Like I have my bad record list.
Some consist of street racing in a abandoned road by
A cement plant. But the huge ones were not have valid insurance
Which were the big.ones. I got two of those within 5 days and they
Were both 12 points. Other then that I never got wreckless driving, running a red light or
Failure to yield.
Some consist of street racing in a abandoned road by
A cement plant. But the huge ones were not have valid insurance
Which were the big.ones. I got two of those within 5 days and they
Were both 12 points. Other then that I never got wreckless driving, running a red light or
Failure to yield.
#23
04-14-2012, 11:07 PM
Administrator - Retired
OP, did you try Progressive?
Back in the day I had Erie Insurance. They dropped me.
I went to progressive with a record and paid less than I was paying at Erie without one. I've been denied by Geico before, too.
Just a thought.
Btw... don't street race, man.
And don't run from the poooolice.
And don't drink and drive.
Back in the day I had Erie Insurance. They dropped me.
I went to progressive with a record and paid less than I was paying at Erie without one. I've been denied by Geico before, too.
Just a thought.
Btw... don't street race, man.
And don't run from the poooolice.
And don't drink and drive.
#24
04-15-2012, 05:16 PM
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OP, did you try Progressive?
Back in the day I had Erie Insurance. They dropped me.
I went to progressive with a record and paid less than I was paying at Erie without one. I've been denied by Geico before, too.
Just a thought.
Btw... don't street race, man.
And don't run from the poooolice.
And don't drink and drive.
Back in the day I had Erie Insurance. They dropped me.
I went to progressive with a record and paid less than I was paying at Erie without one. I've been denied by Geico before, too.
Just a thought.
Btw... don't street race, man.
And don't run from the poooolice.
And don't drink and drive.
#25
04-15-2012, 05:38 PM
Member
#27
04-16-2012, 12:37 PM
I'm from Manitoba, Canada and id kill to pay 240/month for motorcycle insurance. Having a perfect license still means you pay over 530/month to ride a sport bike 600cc and up. If you guys are complaining about insurance rates down in the states, try getting insured north of the border haha
#28
04-16-2012, 01:44 PM
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I'm from Manitoba, Canada and id kill to pay 240/month for motorcycle insurance. Having a perfect license still means you pay over 530/month to ride a sport bike 600cc and up. If you guys are complaining about insurance rates down in the states, try getting insured north of the border haha
#29
04-16-2012, 02:37 PM
February 2012 ROTM
I think "full cover" auto/bike insurance is a waste of money if your property is worth less than $10-15K....it should be ride at your own risk. What in the world can justify $530/Mo for full coverage insurance up north? That's $6360.00/year....health care insurance for ER & in hospital for the "what if " of course is needed.....IMHO, if your bike or car is not worth more than $15-20K, don't even bother to buy full coverage. But all goes with INSURANCE co. You're damn if you do, you're damn if you don't.
#30
04-16-2012, 03:31 PM
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Is your license STILL suspended? That might be part of your problem. 
I have a bad record too, had my license suspended about 8 years ago, and have a lead foot, a few speeding tickets over the years. I go through State Farm and pay $320 a year, about $26 dollars a month for full coverage on my bike. I have my truck and my wife's car on a separate policy there too, we pay about $158 a month total for full coverage on all 3 vehicles.
I have a bad record too, had my license suspended about 8 years ago, and have a lead foot, a few speeding tickets over the years. I go through State Farm and pay $320 a year, about $26 dollars a month for full coverage on my bike. I have my truck and my wife's car on a separate policy there too, we pay about $158 a month total for full coverage on all 3 vehicles.
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