Insurance for my bike?
Senior Member
Joined: Apr 2010
Posts: 348
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I can agree with that. All I'm saying though is that just because the insurance company believes a person is high risk, doesn't mean they are dangerous or shouldn't be on the road or on a sport bike.
My grandmother shouldn't be aloud to operate any type of machinery but in the insurance companies eyes shes a great driver. It's pure luck she has yet to be in a major accident.
My grandmother shouldn't be aloud to operate any type of machinery but in the insurance companies eyes shes a great driver. It's pure luck she has yet to be in a major accident.
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Junior Member
Joined: Apr 2012
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Like I have my bad record list.
Some consist of street racing in a abandoned road by
A cement plant. But the huge ones were not have valid insurance
Which were the big.ones. I got two of those within 5 days and they
Were both 12 points. Other then that I never got wreckless driving, running a red light or
Failure to yield.
Some consist of street racing in a abandoned road by
A cement plant. But the huge ones were not have valid insurance
Which were the big.ones. I got two of those within 5 days and they
Were both 12 points. Other then that I never got wreckless driving, running a red light or
Failure to yield.
OP, did you try Progressive?
Back in the day I had Erie Insurance. They dropped me.
I went to progressive with a record and paid less than I was paying at Erie without one. I've been denied by Geico before, too.
Just a thought.
Btw... don't street race, man.
And don't run from the poooolice.
And don't drink and drive.
Back in the day I had Erie Insurance. They dropped me.
I went to progressive with a record and paid less than I was paying at Erie without one. I've been denied by Geico before, too.
Just a thought.
Btw... don't street race, man.
And don't run from the poooolice.
And don't drink and drive.
Senior Member
Joined: Jun 2009
Posts: 2,414
Likes: 0
From: Washington DC area
OP, did you try Progressive?
Back in the day I had Erie Insurance. They dropped me.
I went to progressive with a record and paid less than I was paying at Erie without one. I've been denied by Geico before, too.
Just a thought.
Btw... don't street race, man.
And don't run from the poooolice.
And don't drink and drive.
Back in the day I had Erie Insurance. They dropped me.
I went to progressive with a record and paid less than I was paying at Erie without one. I've been denied by Geico before, too.
Just a thought.
Btw... don't street race, man.
And don't run from the poooolice.
And don't drink and drive.
Ok. So did u get a loan out on the bike. And if so do u own ur car. I have geico and they quoted me 410 and i ended up leaving full coverage on my vehicle and i got a bad record as well. And i just have liability on the bike. I took a loan back out on my car.
Senior Member
Joined: Jan 2010
Posts: 140
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I'm from Manitoba, Canada and id kill to pay 240/month for motorcycle insurance. Having a perfect license still means you pay over 530/month to ride a sport bike 600cc and up. If you guys are complaining about insurance rates down in the states, try getting insured north of the border haha
Senior Member
Joined: Jun 2009
Posts: 2,414
Likes: 0
From: Washington DC area
I'm from Manitoba, Canada and id kill to pay 240/month for motorcycle insurance. Having a perfect license still means you pay over 530/month to ride a sport bike 600cc and up. If you guys are complaining about insurance rates down in the states, try getting insured north of the border haha
I think "full cover" auto/bike insurance is a waste of money if your property is worth less than $10-15K....it should be ride at your own risk. What in the world can justify $530/Mo for full coverage insurance up north? That's $6360.00/year....health care insurance for ER & in hospital for the "what if " of course is needed.....IMHO, if your bike or car is not worth more than $15-20K, don't even bother to buy full coverage. But all goes with INSURANCE co. You're damn if you do, you're damn if you don't.
Senior Member
Joined: Jun 2010
Posts: 173
Likes: 0
From: Reidsville, NC
Is your license STILL suspended? That might be part of your problem. 
I have a bad record too, had my license suspended about 8 years ago, and have a lead foot, a few speeding tickets over the years. I go through State Farm and pay $320 a year, about $26 dollars a month for full coverage on my bike. I have my truck and my wife's car on a separate policy there too, we pay about $158 a month total for full coverage on all 3 vehicles.
I have a bad record too, had my license suspended about 8 years ago, and have a lead foot, a few speeding tickets over the years. I go through State Farm and pay $320 a year, about $26 dollars a month for full coverage on my bike. I have my truck and my wife's car on a separate policy there too, we pay about $158 a month total for full coverage on all 3 vehicles.
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gottabfordtough
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Nov 7, 2006 03:54 PM