Off Topic A place for you CBR junkies to boldly go off topic. Almost anything goes.

insurance!!!!

Old Dec 18, 2007 | 11:19 AM
  #1  
jackalo626's Avatar
Thread Starter
|
Senior Member
Joined: Feb 2007
Posts: 259
Likes: 0
From: Louisville Ky
Default insurance!!!!

I ride a 91 F2 that I love but want a new 1000rr but I called for insurance quote with my existing company and for the F2 its $300 a year liability and for the 1000rr it is $209 a month WTF? a bit of a price bump for an experienced rider imo. I guess I'm gonna have to buy another old bike and do something sick to it
 
Reply
Old Dec 18, 2007 | 11:24 AM
  #2  
voodoochyl's Avatar
Retired Moderator
Joined: Jul 2006
Posts: 7,524
Likes: 0
From: Fort Awesome
Default RE: insurance!!!!

"New 1000" says it ALL.
 
Reply
Old Dec 18, 2007 | 11:27 AM
  #3  
DDCavi's Avatar
Senior Member
Joined: Jul 2006
Posts: 1,038
Likes: 0
From: Poor in Maine
Default RE: insurance!!!!

My buddy was paying almost 6k a year for his 1000rr. And look what your on and want to go too. Theres obviously going to be a huge price differance. Call up and quote a Dodge Omni then ask for a Corvette...
 
Reply
Old Dec 18, 2007 | 11:32 AM
  #4  
Lrn2Go's Avatar
Joined: Aug 2007
Posts: 1,362
Likes: 0
From: Oklahoma City
Default RE: insurance!!!!

I've not asked about 1K insurance prices, but full coverage on my new bike isn't too bad. Somethin' like $50 a month with a $250 deductible? My "winter bike" only costs me about $24 a month. They're both 600's. Maybe it's the displacement issue?
 
Reply
Old Dec 18, 2007 | 12:08 PM
  #5  
Bumble Bee's Avatar
Joined: Sep 2007
Posts: 1,321
Likes: 0
From:
Default RE: insurance!!!!

Shop around. I have Nationwide for both my vehicles and when I got my 2000 F4 they wanted $850.00 a year full coverage. I went to progressive and i got the same coverage for $550.00 a year.

A 91 600 to a 08 1000 is going to be a huge jump no mater what company you go with.
 
Reply
Old Dec 18, 2007 | 02:59 PM
  #6  
sixhundredrr's Avatar
Joined: Jun 2007
Posts: 2,327
Likes: 0
From:
Default RE: insurance!!!!

A lot of insurance companies go by displacement. Some go by displacement alone while others take into account the nature of the bike (super sport, cruiser). Ask your insurance company what they go by. I'm 23, just totalled a car with progressive at fault, no points on my license (cool cop), and my 600rr is 108 per month with progressive. I'd say, get a smaller displacement bike. If you're coming up from a 91 F2, you'll definitely appreciate the power and agility of the 600rr's.
 
Reply
Old Dec 18, 2007 | 03:29 PM
  #7  
Dluv35's Avatar
Senior Member
Joined: Feb 2007
Posts: 1,162
Likes: 0
From: Huntington Beach, Ca.
Default RE: insurance!!!!

liabilty on my 929 was only 325 for a full year
 
Reply
Old Dec 18, 2007 | 03:42 PM
  #8  
CBRCRF's Avatar
Senior Member
Joined: Oct 2006
Posts: 2,557
Likes: 1
From: Washington ST
Default RE: insurance!!!!

ORIGINAL: DDCavi

My buddy was paying almost 6k a year for his 1000rr. And look what your on and want to go too. Theres obviously going to be a huge price differance. Call up and quote a Dodge Omni then ask for a Corvette...
Besides speed,a corvette also cost five times more than a dodge omni.So insurance is going to be more.The price difference in a 600 and a 1000 is about $2,000.00 if that. When an insurance company quotes youclose to theprice of the bike for a years worth of coverage its a F$#king joke. Insurance companies are the devil and a rip off.[:@]

A bike should never be close to the price of a car!
 
Reply
Old Dec 18, 2007 | 03:55 PM
  #9  
bmg velocity's Avatar
Joined: Dec 2006
Posts: 1,353
Likes: 0
From:
Default RE: insurance!!!!

Dairyland...on my F2...$127 for the year liability only.

Added my 2004 600RR to my existing policy...a paltry $110 more for the year.

So, for less than $250 for the year...two bikes..legal for the road.

Dairyland insurance...insuring bikes even back when ALL other companies considered any bike a Hell's Angel, demon machine.



 
Reply
Old Dec 18, 2007 | 05:25 PM
  #10  
jackalo626's Avatar
Thread Starter
|
Senior Member
Joined: Feb 2007
Posts: 259
Likes: 0
From: Louisville Ky
Default RE: insurance!!!!

I know there was going to be a price jump but I was just venting a bit but that is too big of a jump. I also understand the displacement is bigger but hell they all do over 150 mph on 2 wheels so the danger factor is the same, but to the guy who pays$6000 a year for insurance OMG I wish I had that kind of money. Also your record has a lot to do with it andI have had nothing EVER on my license and have been a local truck driver for 5 years you figure that would help you, but hellthats just common sense but unfortunately most of the world doesn't use that anymore.It's cool though there is always other options so an older bike with extra money saved on insurance will help me buy more things for the bike or more guns and what not
 
Reply

Thread Tools
Search this Thread

All times are GMT -5. The time now is 03:28 PM.