Insurance
#31
05-04-2011, 07:13 PM
.... son of a fruckling ***** biatchin damn !!! ... I can't read this thread anymore ... it's making me sick that some of you are paying wayyyyyy less than half of what i pay on ONE bike for a whole YEAR of insurance !! .... I think i'm gonna be sick .... 
as a matter of fact when I saw somebody paid like 3 or 4 DOLLARS a MONTH on their bike I think I threw up a lil in my mouth
... :\ ..... Louisiana, you freakin suck a **** .... you AND your horrible roads !! ... and STUPID cops !!!!! ...... AND HURRICANES !!!!!!!! ..... AND YOUR INSURANCE RATES !!! ...... URRGGHH!!! .... 
as a matter of fact when I saw somebody paid like 3 or 4 DOLLARS a MONTH on their bike I think I threw up a lil in my mouth
... :\ ..... Louisiana, you freakin suck a **** .... you AND your horrible roads !! ... and STUPID cops !!!!! ...... AND HURRICANES !!!!!!!! ..... AND YOUR INSURANCE RATES !!! ...... URRGGHH!!! ....
#32
05-04-2011, 07:16 PM
State farm,
They go by engine size only because I was going to get a Katana 750 because every other company classified it as a sport touring bike but state farm said it would be more to insure the Katana then it would the F4i.
I'm over 25 with a perfect driving record.
It was $121/month without my truck there and when I brought it there too it went to $71/month and the truck was $3 more a month, so I saved $47/month.
Thats crazy. In Canada the Minimum is $1 million Liability
They go by engine size only because I was going to get a Katana 750 because every other company classified it as a sport touring bike but state farm said it would be more to insure the Katana then it would the F4i.
I'm over 25 with a perfect driving record.
It was $121/month without my truck there and when I brought it there too it went to $71/month and the truck was $3 more a month, so I saved $47/month.
Thats crazy. In Canada the Minimum is $1 million Liability
#33
05-04-2011, 07:18 PM
I got one quote when I first started that was $9,600 and they wanted 1st and last up front and the rest paid in 2 payments.
So $4800 up front then 30 days later $2400 then 30 more days and another $2400.
I told you do realize the bike is worth $3500?
so if I was to write the bike off and get a $5000 no insurance ticket after riding for 2 months I would have saved money lol.
So $4800 up front then 30 days later $2400 then 30 more days and another $2400.
I told you do realize the bike is worth $3500?
so if I was to write the bike off and get a $5000 no insurance ticket after riding for 2 months I would have saved money lol.
#34
05-04-2011, 07:19 PM
They told me it doesnt make a difference if I had my M1 or 10 years experience with the MSF I would pay the same price.
But they are picky on who the insure, If you have a ticket or under 25 they most likely won't take you.
But they are picky on who the insure, If you have a ticket or under 25 they most likely won't take you.
#36
05-04-2011, 10:22 PM
July 2012 Ride of the Month
#37
05-04-2011, 10:30 PM
Senior Member
.... son of a fruckling ***** biatchin damn !!! ... I can't read this thread anymore ... it's making me sick that some of you are paying wayyyyyy less than half of what i pay on ONE bike for a whole YEAR of insurance !! .... I think i'm gonna be sick ....
as a matter of fact when I saw somebody paid like 3 or 4 DOLLARS a MONTH on their bike I think I threw up a lil in my mouth ... :\ ..... Louisiana, you freakin suck a **** .... you AND your horrible roads !! ... and STUPID cops !!!!! ...... AND HURRICANES !!!!!!!! ..... AND YOUR INSURANCE RATES !!! ...... URRGGHH!!! ....
as a matter of fact when I saw somebody paid like 3 or 4 DOLLARS a MONTH on their bike I think I threw up a lil in my mouth
... :\ ..... Louisiana, you freakin suck a **** .... you AND your horrible roads !! ... and STUPID cops !!!!! ...... AND HURRICANES !!!!!!!! ..... AND YOUR INSURANCE RATES !!! ...... URRGGHH!!! .... My $3.71/mo (got my bill in today, strangely enough) is for liability only.
But I too am in Louisiana, and the rates on all my vehicles are pretty low. I carry full coverage on my 11 year old truck, cause it come up to about $20 more a month to carry full coverage, and if I were to total it, $280 a year extra is worth me getting a check for whatever it's worth minus the deductible.
#38
05-04-2011, 10:35 PM
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#39
05-04-2011, 10:38 PM
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State farm, just like other companies, gives discount for taking MSF class. But that should not be the main criteria on insuring people.
#40
05-04-2011, 10:54 PM
Senior Member