Insurance
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Member
Joined: Apr 2011
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.... son of a fruckling ***** biatchin damn !!! ... I can't read this thread anymore ... it's making me sick that some of you are paying wayyyyyy less than half of what i pay on ONE bike for a whole YEAR of insurance !! .... I think i'm gonna be sick .... 
as a matter of fact when I saw somebody paid like 3 or 4 DOLLARS a MONTH on their bike I think I threw up a lil in my mouth
... :\ ..... Louisiana, you freakin suck a **** .... you AND your horrible roads !! ... and STUPID cops !!!!! ...... AND HURRICANES !!!!!!!! ..... AND YOUR INSURANCE RATES !!! ...... URRGGHH!!! .... 
as a matter of fact when I saw somebody paid like 3 or 4 DOLLARS a MONTH on their bike I think I threw up a lil in my mouth
... :\ ..... Louisiana, you freakin suck a **** .... you AND your horrible roads !! ... and STUPID cops !!!!! ...... AND HURRICANES !!!!!!!! ..... AND YOUR INSURANCE RATES !!! ...... URRGGHH!!! ....
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Joined: Apr 2011
Posts: 33
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State farm,
They go by engine size only because I was going to get a Katana 750 because every other company classified it as a sport touring bike but state farm said it would be more to insure the Katana then it would the F4i.
I'm over 25 with a perfect driving record.
It was $121/month without my truck there and when I brought it there too it went to $71/month and the truck was $3 more a month, so I saved $47/month.
Thats crazy. In Canada the Minimum is $1 million Liability
They go by engine size only because I was going to get a Katana 750 because every other company classified it as a sport touring bike but state farm said it would be more to insure the Katana then it would the F4i.
I'm over 25 with a perfect driving record.
It was $121/month without my truck there and when I brought it there too it went to $71/month and the truck was $3 more a month, so I saved $47/month.
Thats crazy. In Canada the Minimum is $1 million Liability
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Joined: Apr 2011
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I got one quote when I first started that was $9,600 and they wanted 1st and last up front and the rest paid in 2 payments.
So $4800 up front then 30 days later $2400 then 30 more days and another $2400.
I told you do realize the bike is worth $3500?
so if I was to write the bike off and get a $5000 no insurance ticket after riding for 2 months I would have saved money lol.
So $4800 up front then 30 days later $2400 then 30 more days and another $2400.
I told you do realize the bike is worth $3500?
so if I was to write the bike off and get a $5000 no insurance ticket after riding for 2 months I would have saved money lol.
Welcome Crew and May 2012 Ride of the Month
Joined: Aug 2010
Posts: 1,563
Likes: 2
From: Kitchener, Ontario
They told me it doesnt make a difference if I had my M1 or 10 years experience with the MSF I would pay the same price.
But they are picky on who the insure, If you have a ticket or under 25 they most likely won't take you.
But they are picky on who the insure, If you have a ticket or under 25 they most likely won't take you.
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Joined: Apr 2011
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sigh, thats me.. sucks being young
ughh i wanna clean driving record.... still got a couple more years until that happens....
lotta canadians on this thread huh?
did you know canada has the same population as california?? lol random fact sry
lotta canadians on this thread huh?
did you know canada has the same population as california?? lol random fact sry
Senior Member
Joined: May 2010
Posts: 1,753
Likes: 3
From: West Monroe,Louisiana
.... son of a fruckling ***** biatchin damn !!! ... I can't read this thread anymore ... it's making me sick that some of you are paying wayyyyyy less than half of what i pay on ONE bike for a whole YEAR of insurance !! .... I think i'm gonna be sick ....
as a matter of fact when I saw somebody paid like 3 or 4 DOLLARS a MONTH on their bike I think I threw up a lil in my mouth ... :\ ..... Louisiana, you freakin suck a **** .... you AND your horrible roads !! ... and STUPID cops !!!!! ...... AND HURRICANES !!!!!!!! ..... AND YOUR INSURANCE RATES !!! ...... URRGGHH!!! ....
as a matter of fact when I saw somebody paid like 3 or 4 DOLLARS a MONTH on their bike I think I threw up a lil in my mouth
... :\ ..... Louisiana, you freakin suck a **** .... you AND your horrible roads !! ... and STUPID cops !!!!! ...... AND HURRICANES !!!!!!!! ..... AND YOUR INSURANCE RATES !!! ...... URRGGHH!!! .... My $3.71/mo (got my bill in today, strangely enough) is for liability only.
But I too am in Louisiana, and the rates on all my vehicles are pretty low. I carry full coverage on my 11 year old truck, cause it come up to about $20 more a month to carry full coverage, and if I were to total it, $280 a year extra is worth me getting a check for whatever it's worth minus the deductible.
August 2011 ROTM
Joined: Feb 2011
Posts: 1,264
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From: Aloha State
State farm, just like other companies, gives discount for taking MSF class. But that should not be the main criteria on insuring people.
Senior Member
Joined: May 2010
Posts: 1,753
Likes: 3
From: West Monroe,Louisiana
Maybe I should take the MSF too - see how much my rates go down then. Hell they might end up paying me.
