So I am getting my tax refund this week and I am horrible at saving money.. I plan on using this to get my new bike, but also know that its going to be hard for me to save the money even if its in a savings account! Burning a hole in the pocket doesn't even come close to describing it. So here goes:

First: Is it crazy to buy a bike now, in the middle of the winter, instead of waiting till march to buy it? The more I have thought about it, it just gives me one more month closer to the pay off.

Second: I have narrowed my place of purchase down to a couple stealerships... one is about an 7 hour drive away but has an amazing price on an 08 1krr ( 9698.00 OTD) where as I can get it here in town for around 10500 OTD.

What do you guys think on both things?

 

Always cheaper to buy in the middle of winter.

 

Do what you think is right... Buying in the middle of winter will save you some money and that will be a month or two earlier you will have it paid off.. BUT it's going to kill you to see it sitting there waiting to ride it and know that you can't

 

Id buy it no matter what time it is if its the right buy.

 

if your worried about spending the money before you can get the bike, you could always lock it into a CD account where you CANT take it out for a certain amount of time.... i dont know if they have short term ones though

 

+1 If you find a good deal jump on it. If you see a bike you really want. Kill em on the price because you dont have to buy that bike right then.