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'03 954 Insurance Rates - how much?

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Old 04-22-2008, 03:57 PM
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Default '03 954 Insurance Rates - how much?

If all goes well, I will be picking up a 2003 954 on Thursday. It is a 1 owner bike, completely stock, in PERFECT condition,with only 6500 miles on it. As I'vediscovered, these bikes in this condition are hard to find. I'm paying $6800.00 for it, which is probably a bit on the high side, but it is the bike I want in the condition I want, so it is worth it to me. I plan on having the bike for a long time.

Anyway, I was just wondering what type of insurance rates you guys / gals were getting; I got aquote of $700/yr from Allstate, full coverage, $1000 deductible, which I didn't think was too bad. I'm 38, married, live in NY - just curious what you were paying.

Thanks!

I'll post pics once I pick up the bike!
 
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Old 04-22-2008, 05:24 PM
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Default RE: '03 954 Insurance Rates - how much?

Age 35, Green Bay WI, State farm, full coverage 500 deductable, $36 a month during riding season. I drop to just liability during winter storage, that cost me $7 a month.
 
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Old 04-22-2008, 07:12 PM
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Default RE: '03 954 Insurance Rates - how much?

Nice- half of what I'll be paying! I'll look for cheaper rates in a few months; for now I just need the policy so I can pick up the bike on Thursday and Allstate carries my auto and homeowners insurance, so I went with them.

My agent, "Is this a high performance sport bike?"

Me, "Uhhhhhhhhh, well, sort of, you know - it's really not that fast. And it's 6 years old and totally stock,and uhhhhhh, you know me, I'm married and careful."

My agent, "Yeah, this is going to be more than the $300/year I quoted you last week when you told me you were getting a regular motorcycle."

Me, "This doesn't count as a regular motorcycle? I didn't realize that. I wonder why it would be under the 'high performance' classification?"

My agent, "Yeah, well, the new price is $700/year. It's a pretty stout bike."

[sm=bustedsign.gif][sm=smiley36.gif]
 
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Old 04-22-2008, 08:03 PM
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Default RE: '03 954 Insurance Rates - how much?

$700 a year for full coverage on any sport bike is incredible...

I pay $1600 a year with Progressive on the repsol... which for some reason is actually cheaper than I paid on the 954 BEFORE it got stolen lol

I am 24, one ticket, no accidents, single, no liens


 
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Old 04-22-2008, 08:56 PM
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^ Because the 954 is more valuable then some orange faring, run of the mill 1krr
 
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Old 04-22-2008, 10:30 PM
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Default RE: '03 954 Insurance Rates - how much?

26 years old Male, one speeding ticket in the last five years. My insurance agent was progressive. I was paying 800 bucks a year for full coverage with a 1000 deductible. After I paid my loan off bout a month ago, I decided I really don't need insurance. I know that this is stupid but how much damage can you really cause to a car? For your age, not that your old, that sounds pretty high.
 
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Old 04-23-2008, 07:05 PM
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Default RE: '03 954 Insurance Rates - how much?

State Farm in Pa. I'm 50 $325. 12mo. Full Coverage. The older I get....The Faster I Was....
 
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Old 04-23-2008, 11:10 PM
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Default RE: '03 954 Insurance Rates - how much?

I am 19. 4 speeding tickets. $1200/yr full coverage.
 
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Old 04-23-2008, 11:21 PM
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Default RE: '03 954 Insurance Rates - how much?

Im 41 years old and pay $750 per year--full coverage with a $500 deductible thru Geico. Im also insuring a 1997 GSXR750 full coverage with a $1000 deductible for $450. I called around and thats as good as I could find but insurance is high here in Nevada compared to other states. Single, no tickets and perfect credit.
 
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Old 04-23-2008, 11:47 PM
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Default RE: '03 954 Insurance Rates - how much?

29, no tickets, no accidents $210 a month for 02 954, and 02 GSXR 750, $500 deductible. Geico
 


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