Insurance full coverage
Joined: May 2007
Posts: 17
Likes: 0
RE: Insurance full coverage
Ok I use to work for state farm and I will say they really have their policyholders in focus. However they are hard to get into, in fact i couldnt even get a policy because I had one accident the same year I looked to join. Depending on your state and the riding scene you will pay more or less, In miami/ south fl you can expect to pay top dollar, actually 70% of the nation's, yes the nation's insurance fraud happens there.
I have progressive and I have no complaints but I plan to get everything under SF after few more months, I really speak highly of the company and I only worked for them for 9 months then i went back to gradschool full time.
And I hope when you all say full coverage you really have good policy limits i currently have large limitsliabiltiy person andproperty, uninsured motorist and medical payments coverage and road side assistance.
remember yes you can have full coverage at the bare miniums like 10/20/10 but really you better hope you dont cost that much damage and pain to another person, just a note a med vac flight cost 10-13k at a min, and imagine if you hit and total another bike or car that is fairly new once you reach 10k in coverage you on your own !!! Or better yet you are hit by someone who is "fully covered" with the miniums protect yourself and your investment with decent limits!!
I saw it often when i was in the field, and in FL motorcycles are not covered under the no fault law, and for some reason Fl does not I repeat does not require a driver to carry bodily injury liability meaning they do not have to carry insurance that covers your injuries, they only need insurance to cover your first 10k of property dmg [:@]
I have progressive and I have no complaints but I plan to get everything under SF after few more months, I really speak highly of the company and I only worked for them for 9 months then i went back to gradschool full time.
And I hope when you all say full coverage you really have good policy limits i currently have large limitsliabiltiy person andproperty, uninsured motorist and medical payments coverage and road side assistance.
remember yes you can have full coverage at the bare miniums like 10/20/10 but really you better hope you dont cost that much damage and pain to another person, just a note a med vac flight cost 10-13k at a min, and imagine if you hit and total another bike or car that is fairly new once you reach 10k in coverage you on your own !!! Or better yet you are hit by someone who is "fully covered" with the miniums protect yourself and your investment with decent limits!!
I saw it often when i was in the field, and in FL motorcycles are not covered under the no fault law, and for some reason Fl does not I repeat does not require a driver to carry bodily injury liability meaning they do not have to carry insurance that covers your injuries, they only need insurance to cover your first 10k of property dmg [:@]
