It is amazing how the same insurance company have big different margins on qoutes.
Given the insured person has a good record, home owner....etc.
The area where we live dictates more or less the risk for the insurance company, how strong is there presence in that market and if you have other cars with them or not.
That Sucks!!!
I was with Nationwide for about 5 years.
Had 3 cars, home and umbrella and then I ask for a qoute for the motorcycle............$1800 a year!!!!!!
They explained to me, they did not want to do motorcycles and that was there way of staying out of that market.

 

87 cbr1000f $80/year geico