http://i259.photobucket.com/albums/h...U/PC280145.jpg
http://i259.photobucket.com/albums/h...U/PC280148.jpg
http://i259.photobucket.com/albums/hh303/RounderNU/PC310221.jpg

-fullAkrapovic Evolution exhaust system (titanium) $1,800
-BMC Racing air filter $93
-PowercomanderIII $320
-Custom fuel map(and Dyno)and installation of aftermarket parts by Motion cycle sports of Dallas $500
-integrated blinkerand running/brake lights $250
-frame slider kit $130
-flushmount front blinkers(Hotbodies) $30

 

Depends on the fine print. Most insurance carriers that I have had over the years will not.

 

Maybe.. depends on your insurance. I know mine covers me as long as its considered a "training" event and is not a timed or competition event. But read your policy carefully.

 

Choose your words carefully and you should be fine.

Usually if the accident involves being anywhere other than a parking lot or a public road then no.

 

I'd say read the policy carefully and ask questions about anything that you don't know. I had to find out after the fact that I didn't have Personal Injury Protection when someone hit me.

 

I have 2 Ducatis (2004 and 2007) insured with Geico. Great rates and coverage. I called today to inquire about getting comp (wind/fire/theft) and possibly liability for my garage-stored 2003 600RR in case I decided to street it between track days. No collision, as I knew they wouldn't cover track-use damage. The rate for my two Ducs is $547 a year full coverage (100/300/100, $100 deduct, 48 years old, own my home etc). The rate for adding the RR was an additional $326 w/o collision. Compared to the other bikes with collision, that seemed high. The agent then asked if the bike would ever be used at or on a track. I honestly said I would likely do 3-5 track days (not races) per year, but since I wasn't electing any collision coverage it shouldn't make much of a difference on comp or liability. She asked me to wait a moment. She came back to tell me that they could not insure a bike for ANY type of coverage (including basic comp in the locked garage), if it is ever used on the track. Needless to say our conversation was over, as the bike was now deemed uninsurable.

Given that, I'm sure many policies will not cover track damage if it is reported honestly.

 

They say if it's racing, or racing practice it's not covered. Trackdays are non-competitive and you have to READ your policy carefully. Insurance agents assume that it's all the same. I got into a circular conversation like that when I called my insurance company. I finally asked that she send me a copy of my policy. It's around here somewhere and I'm sure I'll get around to reading it before my next trackday.

 

It's called "rider improvement", track days sounds too much like racing.

 

Good point.

 

Makes sense and I agree. I'll call back tomorrow to see what happens with a different agent and "rider improvement" rewording.