Gotta be very careful with who you send your money and give out information. I recently got an email about a story where this ladies purse was stolen, then they took her cell phone and sent a text message to the name "hubby" in the address book with a message like "Hey, I forgot our PIN number, what was it?" Then a little later the wife contacted her husband and told him her purse had been stolen, only for him to say he already sent the PIN number etc. They were cleaned out.