seriously go to local credit union with all your money, open an account and chit chat. or maybe your parents bank for a referall bonus. they may give you one anyways(helps A LOT if you currently have a job). no asking others to cash a check, or paying check cash lots.
Also, parents/family/friends also cant steal, 'borrow', or leverage it against you. ie you can tell them stfu nicely when they tell you your purchases are a bad idea. Credit is a hell of a lot more convenient for online ordering, and bills than cash.

 

I would disagree here - a checking debit card , even tied to a paypal account is my preference opposed to a credit card for online purchases.

Although it doesn't build credit rating this way, it can keep you from ruining one.

Take it from a guy that suffered from credit card over use when I was a freshman in college - took years to pay that off finally.

Without the temptation of a lot of available credit, you can't make impulsive purchases that get you tied into a big interest rate.

 

I already have a checking account, but my bank doesnt give 18 year olds credit cards of any kind without a cosigner

 

NO!

 

For people who are responsible, Credit Cards are the best way to purchase online, and in general. They provide an additional level of protection to the card holder. I buy everything online with a CC, and a lot of my daily purchases.

 

I havent read all the post but go to capital one website and they have a"build ur credit" kind of credit card for ppl w/or w out credit .....thats what I got my SHEDEVIL (my girl)cuz she had bad credit

the card is called capital one "journey" card theyll give you $300 max and like nate said if you pay it off within the first month you wont be charged any interest and stay under1/3 of ur limit-$100

but from what I have read it seems to me if you cant save up $1800 then you dont need/want a bike bad enough then just my 2 pennies and not trying to be a di*k bout it but its the truth bro

 

Ya I can for sure save up for it I'm eighteen and have bought myself 2 dirtbikes a four-wheeler and my car so I am responsible enough to save up for a bike I was just thinkin this would help me get one before the riding season is mostly over.