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Lol, yeah I agree, I hate searching... but I always try it just in case... hell, I usually google what I wanna know too, and it usually points me to this site anyway!
I'm 175 per year, with 3 tickets and 1 accident, and I'm 24 years old... all 3 tickets and the 1 accident fall of next year, and I turn 25 so I'd imagine my insurance will drop drastically...
I am married, and that got me a small discount too...