That's called comprehensive coverage...

 

Ok but it's still not full and I only pay 95 dollars a year on my bike.

 

No, it's not full... but it's not minimum coverage either...

Full Coverage is usually considered:
Liability, Collision, Comprehensive w/ or w/o Under/Uninsured Motorist

Liability - Covers the other person's vehicle/injuries (if you're at fault)
Collision - Covers your vehicle/injuries (if you're at fault)
Comprehensive - Covers theft/vandilism/etc
Underinsured - If other person is at fault, but their insurance doesn't cover all of your vehicle/injuries

 

i have full but mine is only like $50 per month. i would at least have comprehensive. any small drop or low speed accident you're prob gonna want to fix yourself because as mentioned before, youll pay more in insurance after reporting it than you would to just pay to fix it, but if it gets stolen i dont want to be completely out of the money

 

$50/month is not bad. With what provider?

I need to upgrade to full coverage.

 

mblack14,
Where do you get insurance for $8 a month with comprehensive?
Do you have like a $5000 deductable?
How long have you been riding for?

 

Okay guys just got my License today and went with dairyland with the states minimum! I pay 17 a month now. If anyone can enlighten me to get full insurance then let me know! anyway I only payed 1600 for my bike! and for full coverage he quoted me at 97 a month! is it really worth it

 

i have progressive. its $500 deductible of collision and comprehensive, and bodily/underinsured. in the winter i just take it down to basically nothing and its like $12 per month, then just add everything back on in the spring

 

I pay $70/month for full insurance w/$100 deductible, $500 deductible would only save me like $3/month.

 

I have progressive. But I been riding for 11 year's and I own my house and dont have any tickets or wrecks.. Plus my truck is with them and my dirt bikes and quads are with them too. And if your a Honda rider across america rider you get like 5 or 10% off too.