hey whats up everyone i was really close to getting a CBR600rr, i had about half the money saved up and and i was gonna finance the rest....and then i went to get a insurance quote for the bike at progressive and they told me it would cost $1500 a year if i paid it all off at once... (which i couldn't do) and it would cost a mother F****** $5000+[:@] a year if i financed it.....what the hell!!!!is this normal and does anyone know where or how i could get much cheaper insurance like at least a 1000 bucks or less a year. any information would be MUCH APPRICIATED.
thanks,
Reece

 

ya its gon\ing to cost that much if you get full coverage. most people fro what i hear don't get full coverage unless they finance it and do pay out the *** for insurance. if you finance with the honda card you don't need full coverage.

 

It is all about the insurance co. , your driving record ,age and if you are married. A friend had to sell his gsxr 1000 because he financed it and had to carry full coverage($400.00 a month) ins was $150 more than the bike payment but then on the other hand i only pay $24.89 a month for full coverage on a 1994 900rr(state farm) and it is not just because the bike is old i called about a 2005 gsxr 1300 and it was $34.00 a month.

good luck hope this helps

 

Man...do I feel you. Check it...Allstate and State Farm offer better rates. It really will depend on age, experience, engine cc's, etc. The best way to go with the big dawg insurance companies is to have a vehicle with the same company. That will allow the insurance company to give you a low policy because they think they'll have a hold of you if you total your bike and they have to pay for it. They'll just try to raise you premium on your vehicle...that's when you transfer to another insurance company. [:@]

 

hey guys thanks for all your help. i guess i'll be calling up state farm and all state. lets hope i can get the rates down.
Aloha,
Reece

 

That's the main reason I opted for the 600! They wanted a bundle for the 1000RR....More than my '04 Celica GTS!! I only have about 8 months of riding a year over here in NY so it's really not worth it to pay that much for 8 months on any vehicle!! I wouldn't put my bike insurance under the same company as my car because it's true that even if you get into a little fender bender with either vehicle, your insurance rates go up immensely[:@]

 

hey man, i had progressive ins and the price was outragous, i had to 2200, then i switched to state farm now i pay 208 for full cov and its for a full year. so my advice would be to check out state farm. by the way i have an 04 600rr. good luck

 

I have State Farm also, it is the cheapest I could find by a long shot. They also cover against accidental drops, or theft.

 

For me there are cheaper I am sure but it does depend on Age, Driving record, how long you have had you bike license, married, where in the country you live, and what policy you have with them. I am 29 , married, clean record, License for 12 years live in IL and pay just over 900.00 a year for full coverage on my 04 600RR. I use GEICO

 

wow gdharp600 im the same age have my bike license under a year and i have a clean record. i also ride a 04 600rr and my ins is only 208 full year and full cov. i live in pa, where you from