I took out a personal loan through a bank and they did not require me to carry full coverage,however if i financed through honda credit i would have had to carry full coverage.i paid a little more of an intrest rate at the bank but saved loads of $$$$on insurance.$160/year compared to$2000-$4500.im 25 and own a 04 cbr 600 rr,20 years old idk if i owned my bike at 20 i prolly wouldnt be here today lol.just ride within yourself youll be alright.Another thing when you apply for ins. tell them you plan to put on a minimum amount of miles per year and it also helps if you dont live in the city,maybe if you have relitives that live out in the sticks you can use there address.

 

...28...i payed 145 for the whole year and i just have to keep from gettin it stole or gettin hit by someone without ins. i only really carry my insurance to keep the police happy. i figure if i get hit again (like the hit and run on the freeway i have already been in)i'll be happy to still be alive and i can use the damage as an oportunity for new mods...lol. also when i bought my bike i got this kinda gap insurance, which i'm sure some of you also got, that if someone steals it they cut me a check for 5 grand. it won't actually cover the cost of the bike but it was a one time fee and it's better than nothin. the reason i don't have full coverage is cuz i don't have a covered garage to put it in so they won't let me with some companys. the ones that will cost too much and the customer service truly sucks.

 

30... and I think my bike added like 22 bucks a month to my policy. And that is full coverage.

-Steve

 

26.. my bikes added like $580 to my policy for a year. CBR 600RR and SUZUKI 1400 INTRUDER.

 

23. 700 a year.

 

welcome steve, i'm 22 with an 05 600rr, i pay 400 a year with no theft. good luck

 

Welcome here, i`m 24 don`t ask about ins here in the uk its to painful a question.