test drove an.. *gulp* R6!
#11
RE: test drove an.. *gulp* R6!
ORIGINAL: jdschmidt
well i got my manual CCT today..so maybe ill buy some fairings and make my f4 look good and sell it and maybe pay off that loan..and then take out a 6k loan for an 04 600RR or something
well i got my manual CCT today..so maybe ill buy some fairings and make my f4 look good and sell it and maybe pay off that loan..and then take out a 6k loan for an 04 600RR or something
#12
RE: test drove an.. *gulp* R6!
ORIGINAL: jdschmidt
was it worth it..because i dont know if i want to have 20 grand to pay off before im 18[&:]
was it worth it..because i dont know if i want to have 20 grand to pay off before im 18[&:]
p.s. my school was approx. $40k/year so you can imagine how far in the hole I am.. (still worth it!)
#14
RE: test drove an.. *gulp* R6!
GO tocollege and fix your bike as it breaks.
Not sure why everyone is goating you into a new bike. secure your future first and see where you stand in the job market( recession is coming). The worst thing you could do is destroy your credit at such a young age. student loans, car loan, bike loan, rent, food, fun money, gas....... all ads up
Unless Mom and Dad are going to bail you out($$$$) go for it
Not sure why everyone is goating you into a new bike. secure your future first and see where you stand in the job market( recession is coming). The worst thing you could do is destroy your credit at such a young age. student loans, car loan, bike loan, rent, food, fun money, gas....... all ads up
Unless Mom and Dad are going to bail you out($$$$) go for it
#15
RE: test drove an.. *gulp* R6!
I agree RCR. I believe your only 17, you really don't need a new bike. You have one, just finish fixing it and be happy until you finish school imo. Sure the newer 600's are a little lighter, a little faster, stop a little harder, but i really don't think you at the point in your life where you want to take out ANOTHER loan and be that much more in debt, all before you even make it to college. Where most of us fell even farther in the hole.
#16
RE: test drove an.. *gulp* R6!
You're young. money management is critical. I'm 21, so I can relate on a number of levels. I have a 94 F2 and am completely happy with it. Do I get tempted to buy a new bike every time I'm walking back to the parts counter? Absolutely. But right now, carrying that kind of debt I personally feel is completely inappropriate given my station in life.
I own my bike free and clear, and I'm in my last semester of college with zero debt. I will confess however my parents have almost exclusively funded the vehicle I drive. But the point is, it can be done. Just work hard. Live within your means.
That being said, I'm applying for jobs that have a starting wage of $40,000. The FIRST thing I am going to do is get a spankin new bike. But I also have every intention of paying it off within 6 months. I think it can be done. THAT will be the most rewarding part of being financially responsible.
I encourage you to avoid adding debt as much as possible.
I own my bike free and clear, and I'm in my last semester of college with zero debt. I will confess however my parents have almost exclusively funded the vehicle I drive. But the point is, it can be done. Just work hard. Live within your means.
That being said, I'm applying for jobs that have a starting wage of $40,000. The FIRST thing I am going to do is get a spankin new bike. But I also have every intention of paying it off within 6 months. I think it can be done. THAT will be the most rewarding part of being financially responsible.
I encourage you to avoid adding debt as much as possible.
#17
RE: test drove an.. *gulp* R6!
ORIGINAL: elmer
You're young. money management is critical. I'm 21, so I can relate on a number of levels. I have a 94 F2 and am completely happy with it. Do I get tempted to buy a new bike every time I'm walking back to the parts counter? Absolutely. But right now, carrying that kind of debt I personally feel is completely inappropriate given my station in life.
I own my bike free and clear, and I'm in my last semester of college with zero debt. I will confess however my parents have almost exclusively funded the vehicle I drive. But the point is, it can be done. Just work hard. Live within your means.
That being said, I'm applying for jobs that have a starting wage of $40,000. The FIRST thing I am going to do is get a spankin new bike. But I also have every intention of paying it off within 6 months. I think it can be done. THAT will be the most rewarding part of being financially responsible.
I encourage you to avoid adding debt as much as possible.
You're young. money management is critical. I'm 21, so I can relate on a number of levels. I have a 94 F2 and am completely happy with it. Do I get tempted to buy a new bike every time I'm walking back to the parts counter? Absolutely. But right now, carrying that kind of debt I personally feel is completely inappropriate given my station in life.
I own my bike free and clear, and I'm in my last semester of college with zero debt. I will confess however my parents have almost exclusively funded the vehicle I drive. But the point is, it can be done. Just work hard. Live within your means.
That being said, I'm applying for jobs that have a starting wage of $40,000. The FIRST thing I am going to do is get a spankin new bike. But I also have every intention of paying it off within 6 months. I think it can be done. THAT will be the most rewarding part of being financially responsible.
I encourage you to avoid adding debt as much as possible.
#18
RE: test drove an.. *gulp* R6!
Ill be 25 in less then a month. What id give to be 17 again knowing what I know now, and the way I have to live my life because of my irresponsible money spending. Ive learned my lesson but its too late, Ill never have that money back. Your only 17 and you seem to be living a rather lavish lifestyle already. Why put yourself in the hole more, keep your bike and save your money.
#19
RE: test drove an.. *gulp* R6!
Stay with your bike and fix it. I made a mistake a few years ago and sold a car I had paid off. I paid down some debt with it, but went right back in when I purchased beyond my means. Bikes are always going to get better and better, and if you keep wanting 'newer/better,' you'll never get ahead. I'm in the hole approx. 26k with school, bike, car, credit line, and credit card. It's not pleasant and I still have a year of school left.