insurance on an rc51..higher?
insurance on an rc51..higher?
well i sold my f4i a few weeks back and i miss riding so much already. i have even been to the stealership testing out the new RRs..then...i rode my buddys rc51..i want one..i need one.. the only thing stopping me from getting one is insurance. would it be higher on one of those or a 1krr? thanks.
Jan 2009 ROTM
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RE: insurance on an rc51..higher?
JD i use state farm, im 35, spotless record, and have 4 vehicles and renters thru them. Cost is $31 a month for full coverage on the 54. State farm does go by cc, so it doesnt matter if its a 1000cc rocket or big fat harley.
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RE: insurance on an rc51..higher?
I wanted to add that State Farm DOES have bike only policies but you have to ask for it. The insurance rep told me that there's two types, Mutual and Standard. Mutual has the preferred rates and standard is where you'd have a bike only policy. I was planning on insuring a Toyota Corolla (that I wouldnt even be driving) so I could get a State Farm policy on a '07 1000rr and the cost would have been $1205 a year. After bugging the rep he (seemingly reluctantly) told me of the standard policy, where I'd pay $758 a year. Thats with full coverage, $1000 deductible, and Im 31, single, no points/accidents. If I paid the $1205 for a multi-vehicle policy it would have been $550 a year for the bike. As TK954RR said, its based on the bike's CCs so the RC51 rate shouldnt be any different, although the HRC stickers makes it faster 
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From: Texas
RE: insurance on an rc51..higher?
ORIGINAL: CBR76
I wanted to add that State Farm DOES have bike only policies but you have to ask for it. The insurance rep told me that there's two types, Mutual and Standard. Mutual has the preferred rates and standard is where you'd have a bike only policy. I was planning on insuring a Toyota Corolla (that I wouldnt even be driving) so I could get a State Farm policy on a '07 1000rr and the cost would have been $1205 a year. After bugging the rep he (seemingly reluctantly) told me of the standard policy, where I'd pay $758 a year. Thats with full coverage, $1000 deductible, and Im 31, single, no points/accidents. If I paid the $1205 for a multi-vehicle policy it would have been $550 a year for the bike. As TK954RR said, its based on the bike's CCs so the RC51 rate shouldnt be any different, although the HRC stickers makes it faster
I wanted to add that State Farm DOES have bike only policies but you have to ask for it. The insurance rep told me that there's two types, Mutual and Standard. Mutual has the preferred rates and standard is where you'd have a bike only policy. I was planning on insuring a Toyota Corolla (that I wouldnt even be driving) so I could get a State Farm policy on a '07 1000rr and the cost would have been $1205 a year. After bugging the rep he (seemingly reluctantly) told me of the standard policy, where I'd pay $758 a year. Thats with full coverage, $1000 deductible, and Im 31, single, no points/accidents. If I paid the $1205 for a multi-vehicle policy it would have been $550 a year for the bike. As TK954RR said, its based on the bike's CCs so the RC51 rate shouldnt be any different, although the HRC stickers makes it faster
You didnt know bikes have their own insurance policy?
Joined: Mar 2006
Posts: 155
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From:
RE: insurance on an rc51..higher?
ORIGINAL: rangerscott
You didnt know bikes have their own insurance policy?
ORIGINAL: CBR76
I wanted to add that State Farm DOES have bike only policies but you have to ask for it. The insurance rep told me that there's two types, Mutual and Standard. Mutual has the preferred rates and standard is where you'd have a bike only policy. I was planning on insuring a Toyota Corolla (that I wouldnt even be driving) so I could get a State Farm policy on a '07 1000rr and the cost would have been $1205 a year. After bugging the rep he (seemingly reluctantly) told me of the standard policy, where I'd pay $758 a year. Thats with full coverage, $1000 deductible, and Im 31, single, no points/accidents. If I paid the $1205 for a multi-vehicle policy it would have been $550 a year for the bike. As TK954RR said, its based on the bike's CCs so the RC51 rate shouldnt be any different, although the HRC stickers makes it faster
I wanted to add that State Farm DOES have bike only policies but you have to ask for it. The insurance rep told me that there's two types, Mutual and Standard. Mutual has the preferred rates and standard is where you'd have a bike only policy. I was planning on insuring a Toyota Corolla (that I wouldnt even be driving) so I could get a State Farm policy on a '07 1000rr and the cost would have been $1205 a year. After bugging the rep he (seemingly reluctantly) told me of the standard policy, where I'd pay $758 a year. Thats with full coverage, $1000 deductible, and Im 31, single, no points/accidents. If I paid the $1205 for a multi-vehicle policy it would have been $550 a year for the bike. As TK954RR said, its based on the bike's CCs so the RC51 rate shouldnt be any different, although the HRC stickers makes it faster
You didnt know bikes have their own insurance policy?