DECLINED

my credit score according to freecreditreport.com is 706.

my boys is 733.


And we both went in at same time, to buy new 600rr's. Both of us got declined. WTF? They said with a co-signer we would be fine.
I don't understand. Well, I understand me, because my credit history is VERY short, but my friend is a few years worth.

 

wow that's pretty good score.. go to a credit union.. dont mean to pry, but what's your job, what about hrs, do u make enough to easily make payments and have enough for other bills, they look at that stuff too

 

Wow. Thats pretty good! My credit score was 699 when I went and they approved me for $15000. And my credit history is only 4 years long. Most credit places require atleast 7 though. Did you have anything to put down or do you have ajob?

 

I make MORE than enuff, and with 2k down.

 

hmm well that's good, well i would reccomend a small bank or a credit union.. if ur credit score is 706 like that and u can put down almost one third.. u should be fine

 

wut do you mean, a small bank or credit union? Honda will go through them if I specifically ask?

Or get a loan from them, then go back to honda?

 

Like say you bank with Bank of America, go there and get a loan, then go to the dealership, and pay the dealership with the loan. Leave out honda all together. The only problem with that is you HAVE to have Full Coverage Insurance on the bike. With that, you have to have it before you walk out the door with the bike.

 

Yea full coverage would be roughly 1400/yr.

But i can get liabilty if i go thru honda which is 450/yr

 

Thats why i bought a used bike i dont need payments and full coverage

 

used bikes are a waste. around here anyway, people want 6-7k for 04's, when i can get an 06 for 7800.

but imma keep tryna