Finally, Some benefit for being an Old F*rt
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Senior Member
Joined: Jul 2006
Posts: 2,473
Likes: 3
From: Newcastle, N.S.W. Australia
Classic, who do you insure with? As well as being old(er) I'm also a lazy SOB & just renewed my insurance every year without even thinking about it, I was watching the Moto GP & saw the advert for the one I'm on now.
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EBike
http://www.ebikeinsurance.com.au/contact.php
and I just checked my renewal and its gone up to $375+tax
BTW- it depends where you live ...how much excess you are prepared to cop ...and market value that you claim your bike is worth...
I insure for a total wreck mostly ...( 1000 excess ) because it ain't worth claiming under that ..it just puts the policy price way up .. ( 5000 market value )
So if I olny have minor chit happen , I wear it ... and if I total her , I can just replace her ..
http://www.ebikeinsurance.com.au/contact.php
and I just checked my renewal and its gone up to $375+tax
BTW- it depends where you live ...how much excess you are prepared to cop ...and market value that you claim your bike is worth...
I insure for a total wreck mostly ...( 1000 excess ) because it ain't worth claiming under that ..it just puts the policy price way up .. ( 5000 market value )
So if I olny have minor chit happen , I wear it ... and if I total her , I can just replace her ..
Last edited by CBRclassic; Sep 10, 2009 at 09:41 PM.
Thread Starter
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Senior Member
Joined: Jul 2006
Posts: 2,473
Likes: 3
From: Newcastle, N.S.W. Australia
Yeah, mine arrived $435, nearly a $100 more than last year, $400 excess (65% no claim bonus) supposed to include Old F*rt discount + more than 10 years riding experience + no claims made in the past 5 years (been over 40 years since I made a claim) + market value. Can't see my post code making any difference, cause it's classified as a medium to high crime area (inner city) so bollocks to that. Check out this site & just put the numbers in & see what quote comes back. https://w3.insuremyride.com.au
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Must admit that I suffer a bit from the "I could freakin care less" Pace ...
but I will out of interest have a look ...
I have always had the attitude that hey , we are up a beating if we bother to claim for small chit , so as I said , I am only insured in case I destroy my CBR
but thanks mate ...
but I will out of interest have a look ...
I have always had the attitude that hey , we are up a beating if we bother to claim for small chit , so as I said , I am only insured in case I destroy my CBR
but thanks mate ...
Thread Starter
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Senior Member
Joined: Jul 2006
Posts: 2,473
Likes: 3
From: Newcastle, N.S.W. Australia
Must admit that I suffer a bit from the "I could freakin care less" Pace ...
but I will out of interest have a look ...
I have always had the attitude that hey , we are up a beating if we bother to claim for small chit , so as I said , I am only insured in case I destroy my CBR
but thanks mate ...
but I will out of interest have a look ...
I have always had the attitude that hey , we are up a beating if we bother to claim for small chit , so as I said , I am only insured in case I destroy my CBR
but thanks mate ...
No wonder most of the insurance companies are owned by banks.
Senior Member
Joined: Jun 2007
Posts: 535
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From: Adelaide South Australia
Correct me if I'm wrong but I think "Insure My Ride" is part of "Shannon's". Many insure with "Shannon's" till they make a claim then they are passed over to "Insure My Ride". There must be some business ethic in it but I don't know what. 
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Joined: Apr 2009
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I'm an old fart too. So old, in fact, that I don't buy less than full coverage.
My insurance cost is near $100 a month, but I chalk it up to a cost of doin' business.
I blame the squids! (just kidding)
I had a hard time finding a company that would insure a 1000RR. With a clean record including clean abstract and claim-free, that's just how it is.
My previous discount insurer was a write-off themselves. Sure, low price, but just try to collect/break even when not at fault!
My insurance cost is near $100 a month, but I chalk it up to a cost of doin' business.
I blame the squids! (just kidding)
I had a hard time finding a company that would insure a 1000RR. With a clean record including clean abstract and claim-free, that's just how it is.
My previous discount insurer was a write-off themselves. Sure, low price, but just try to collect/break even when not at fault!
Senior Member
Joined: Jul 2009
Posts: 4,471
Likes: 4
From: West Philly, PA!
Progressive quoted me bout that for full coverage + Uninsured + Underinsured for my 95. You know of course I went with liability only 