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F YOU INSURANCE!

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  #11  
Old 09-15-2008, 09:47 PM
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Default RE: F YOU INSURANCE!

I honestly think a lot of them will overquote you because it is easier than telling someone no.
 
  #12  
Old 09-15-2008, 09:52 PM
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Default RE: F YOU INSURANCE!

yea dude, im gettin ready to get another bike and im gonna try to go through State Farm

my budy has an 04 R6 with comp/collision/theft for $3xx a year through State Farm and hes 21 w/ a ticket
 
  #13  
Old 09-15-2008, 10:05 PM
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Default RE: F YOU INSURANCE!

Cincinnatti insurance thru an independant dealer....full coverage $360 per year on an 07 1Krr




 
  #14  
Old 09-15-2008, 10:12 PM
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Default RE: F YOU INSURANCE!

I F'd my insurance mail but I got paper cuts.
 
  #15  
Old 09-15-2008, 10:14 PM
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Default RE: F YOU INSURANCE!

First of all, you're 18 so what did you expect? Second, we don't even know what kind of coverage you were asking for. Could have been like a $100 deductible, which would make the premium quite high. Go shop around.
 
  #16  
Old 09-15-2008, 10:17 PM
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Default RE: F YOU INSURANCE!

I always do a $500 deductible. and it was full coverage.
 
  #17  
Old 09-15-2008, 10:31 PM
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Default RE: F YOU INSURANCE!

ORIGINAL: Gville George

I probably should not get into this...

but, i don't believe in insurance on toys (most of our bikes are toys, unless you have no other daily ride that you can use if something happens)

I also don't believe in financing toys. save up, pay cash, kick your self if something happens and worry about health insurance instead.

insurance companies are for profit organizations, meaning they have done the math, its like betting against the house at a casino, in the long run, their profit comes from your pockets.

I know i am going to get flamed for this, but seriously, if you can afford payments, you can save up, an 03 600rr is not that expensive if you buy private. from a stealer ship is a different story, but that is another argument.
Very bad advice to give to an 18 year old. What happens if he damages someone elses property. It costs to be the boss. I had high rates when I was younger too. It all boils down to how bad you wanna ride. You really need insurance tho man. Thats the smart, grown up approach. (No offense Gville)
 
  #18  
Old 09-15-2008, 10:36 PM
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Default RE: F YOU INSURANCE!

It really isnt about "How bad i want to ride" I have been goign crazy not being able to ride this summer. It is a matter of physically being able to afford it. And thats not gonna happen when the bike is costing me $500 a month..Thats over $100 more thn it cost me to own a 2007 dodge charger.
 
  #19  
Old 09-15-2008, 10:43 PM
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Default RE: F YOU INSURANCE!

mine was 130 for a whole year, I only have liability. This covers you only if you hit someone (covers them that is) pays for their damages, but you're screwed cuz all the bike repairs are coming out of your pocket (which I'd halfway rather do anyway than pay for "backup" every month) Acts of God not included, deer runs out, etc. no help. Only if you hit someone. I thought this was a good deal. The insurance companies REALLY make profit, especially off the good riders, when they charge so much a month. But thank all the squids who cause so many wrecks and damages for these high rates.
 
  #20  
Old 09-15-2008, 10:59 PM
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Default RE: F YOU INSURANCE!

It's an '03. All you need is liability. Full coverage wont be somewhat ok till your 25.

I'm 23 and switched to All State. Paying around $500 yr w/ unisured motorist (thats the price killer there). Even being 23 with a clean record doesnt get you cheap full coverage.


If I went full coverage I could buy another used bike in 2 - 3 years.
 


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