Off Topic A place for you CBR junkies to boldly go off topic. Almost anything goes.

Check out what my Insurance agent told me today

Thread Tools
 
Search this Thread
 
  #11  
Old 07-29-2010 | 06:24 PM
Kuroshio's Avatar
Senior Member
Joined: Jul 2009
Posts: 4,471
Likes: 3
From: West Philly, PA!
Default

Dunno what it is. Dunno the theft rate of F4is but I imagine its up there since they make great stunt bikes. Had a guy stop on the road while I was washing mine to check that it wasn't his.

Your bikes are definitely affecting the cost too, Trout. Multi-vehicle discount plus the KBB value of those bikes are prolly making a difference. And yeah, you live out where theft is discouraged via caliber
 
  #12  
Old 07-29-2010 | 07:27 PM
KdubyaH's Avatar
Thread Starter
|
June 2011 ROTM
Joined: Jan 2009
Posts: 508
Likes: 0
From: Cincinnati, OH
Default

Im going to look into the rider insurance. I hate to not have full coverage on something that I have 5 grand invested in.
 
  #13  
Old 07-29-2010 | 07:32 PM
Kuroshio's Avatar
Senior Member
Joined: Jul 2009
Posts: 4,471
Likes: 3
From: West Philly, PA!
Default

Originally Posted by KdubyaH
Im going to look into the rider insurance. I hate to not have full coverage on something that I have 5 grand invested in.
They're definitely not a nationwide mega-insurance corporation. May have an effect if it ever comes down to making a claim (most likely time). But getting an online quote only costs you time.

And so long as they pay out, I'm patient. Gives me time to look for a replacement
 
  #14  
Old 07-29-2010 | 07:44 PM
KdubyaH's Avatar
Thread Starter
|
June 2011 ROTM
Joined: Jan 2009
Posts: 508
Likes: 0
From: Cincinnati, OH
Default

1664 per year, 139 a month through rider.com.
I guess I will be sticking with allstate for now
 
  #15  
Old 07-29-2010 | 07:49 PM
Kuroshio's Avatar
Senior Member
Joined: Jul 2009
Posts: 4,471
Likes: 3
From: West Philly, PA!
Default

Yikes! That's really strange. Wonder what's causing the difference. Wish someone would explain insurance rates one day.
 
  #16  
Old 07-30-2010 | 02:47 AM
Aken's Avatar
July 2008 ROTM
Joined: Oct 2007
Posts: 3,001
Likes: 0
From: Milwaukee
Default

State Farm, two bikes (plus car and renter's) full coverage is $55 a month.

She sounds kind of ignorant when it comes to insurance rates for bikes. Sport bikes are expensive for one reason: they are expensive to repair. And with the unfortunate nature of motorcycles, when you file a claim, you're usually gonna need to replace a bunch of stuff. When a brand new OEM fairing costs $3-500, that kind of stuff adds up.
 
  #17  
Old 07-30-2010 | 05:17 AM
pacemaker's Avatar
Senior Member
Joined: Jul 2006
Posts: 2,473
Likes: 1
From: Newcastle, N.S.W. Australia
Default

My insurance for the F3 was fine, until someone in the business decided we should be classified as "Sports". It's the same here though, statistically it's the young guys/gals that are having more stacks, not just with bikes, but cars, sure you are probably a good rider, but it's the bone heads that are making you get the raw deal. But it does pay to shop around. Besides, when you get to be an old fart (like me) the insurance premiums go down dramatically. I pay $272.72 (Aus) a year comprehensive agreed value
 
  #18  
Old 07-30-2010 | 06:53 AM
CBRfenatic93's Avatar
Senior Member
Joined: Jul 2009
Posts: 611
Likes: 2
From: Shreveport, LA
Default

21 year old male
No accidents
2009 CBR600RR

For full coverage i pay 231 a month. But here in louisiana we have some of the highest rates in the US. A quick google search showed the average males pays $2,487 a year and a female pays $2,186 a year.

Id be happy to trade with any of you. lol
 
  #19  
Old 07-30-2010 | 08:39 AM
DetroitF4i's Avatar
Member
Joined: Mar 2010
Posts: 55
Likes: 0
From: Troy MI
Default

I have State Farm, and I was deciding between getting a Kawasaki 650R vs a F4i.
The 650R because it was May already and I was desperate to get back on 2 wheels after a two year break... first child and all.

My agent said the 650R is more expensive to insure because it has more cc and hence more powerful.
I tried explaining to them that the 650R has ~72 HP vs the F4i's ~92HP but apparently that's State Farm's policy!!

I'm glad the 650R got sold to someone else and I got the F4i.
 
  #20  
Old 07-30-2010 | 09:27 AM
RoadiJeff's Avatar
Senior Member & Lord of The Man Cave
Joined: Dec 2009
Posts: 1,293
Likes: 2
From: St. Louis, MO
Default

Originally Posted by DetroitF4i
My agent said the 650R is more expensive to insure because it has more cc and hence more powerful.
I tried explaining to them that the 650R has ~72 HP vs the F4i's ~92HP but apparently that's State Farm's policy!!
I also have State Farm. Since they apparently go by engine size I told them it was 999cc (according to the specs) on my 1000RR. I'm paying $470/yr for full coverage.
 


Quick Reply: Check out what my Insurance agent told me today



All times are GMT -5. The time now is 08:14 AM.