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Old Apr 10, 2006 | 10:01 PM
  #1  
Smokin Joe's Avatar
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Joined: Apr 2006
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From: Elgin IL
Default New guy to the forum

Hi everyone.
Just bought my first bike - 1998 CBR600F3 Smokin Joe with only 889 miles on it! :-)
However - I called my insurance agent (American Family) and after giving her VIN#, she gave me a price of $1300 a year! Let me just tell you - I'm 31, have two cars and condo insured with them. She said that this motorcycle is considered a SUPERBIKE, that's why the price is so high...
I was wondering if anybody had similar experiance and pays that much as well... I have three friends and they have 1999 ZX-6R. 2004 R6 and 2001 GSX-R 600, and they all pay about $260 a year... What's wrong with this one? Anyone?

Thanks

Peter
 
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Old Apr 10, 2006 | 11:00 PM
  #2  
cbr04's Avatar
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Default RE: New guy to the forum

welcome to the forum peter! first off congrats on finding a Smokin' Joe with 889 miles - DAMN! ya gotta post pics of that secondly, that's a very high quote for that particular bike, what you've got insured with them already, and your age - unless of course you have a horrible driving record
 
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Old Apr 11, 2006 | 12:40 AM
  #3  
Smokin Joe's Avatar
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Joined: Apr 2006
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From: Elgin IL
Default RE: New guy to the forum

We just got few nice days in Chicago area, so I will tr to take some pics tomorrow.
Bike is awesome. I bought it from Chicago Police officer, who was too busy to ride it for last 8 years! He put new battery 2 hours before I bought it. It's basically brand new ! :-)
I put AMSOIL in last Saturday, register and I'm almost ready to roll.
Well, I will get some quotes tomorrow and let you know.
 
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Old Apr 11, 2006 | 01:26 AM
  #4  
jdiggity's Avatar
Joined: Feb 2006
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Default RE: New guy to the forum

Check out Country Insurance... I only pay $22 a month.
 
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Old Apr 11, 2006 | 01:37 AM
  #5  
tommy_moto's Avatar
Joined: Apr 2006
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Default RE: New guy to the forum

CONGRATS on the new bike! Your gonna have a lot fun!

Actually that number sounds normal to me! LOL!

Some places it was $250 A MONTH!

Then again...I'm only 23 with a 900RR

Thanks for the tip jdiggity...22 a month! what kind of bike do you have again? I'll have to check this out...is there website?

Tommy.
 
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Old Apr 12, 2006 | 10:08 AM
  #6  
josho66's Avatar
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Joined: Jul 2005
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Default RE: New guy to the forum

I have State Farm, only 41 a month.
 
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Old Apr 12, 2006 | 02:01 PM
  #7  
CMHGUY's Avatar
Joined: Oct 2005
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Default RE: New guy to the forum

HELLO and Welcome to the forum!! Cant wait to see pics!

As far as insurance I would try someone else.... or if its paid for, go with liability only...
 
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Old Apr 12, 2006 | 02:38 PM
  #8  
Smokin Joe's Avatar
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Joined: Apr 2006
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From: Elgin IL
Default RE: New guy to the forum

Ha! I got me Progressive for $165 a year!
Will post pics of the bike this week.
Thank you all!

Peter
 
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Old Apr 12, 2006 | 06:36 PM
  #9  
holycrapitshassell's Avatar
Joined: Nov 2005
Posts: 648
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From: Uptown New Orleans
Default RE: New guy to the forum

$400 some-odd dollars a year through progressive w/a car policy 19 years old. for some reason though, they quoted me some high *** premium, like 5k/year when i requested a quote online.
 
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Old Apr 13, 2006 | 02:30 PM
  #10  
pitsvtec's Avatar
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Joined: Jul 2005
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Default RE: New guy to the forum

Hello & Welcome!!
 
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