$98 a month full coverage, 23, and I have 3 speeding tickets. one ticket falls off april 2008 and my yearly premium goes down to $857 a year for full coverage. Can't wait lol.

p.s. I work for the company that insures me but get no discount, isn't that garbadge.

 

does full coverage cover you medical expences or just your bike?

 

Clean driving record, 25, Oklahoma.... about $39/month, $250 deduct. Full coverage, State Farm. 2007 Honda CBR 600rr, brand new when I bought it.

 

I am with State Farm. And I spend $73.00 a month for full coverage. You have to get full coverage!! I cant express that enough. Just ask my roommate Blue Fox that just got in a wreck.

 

does anyone have a high bodily injury/damage coverage like the 100k/300k? im 21 nothing on record and getting the high medical puts the insurance close to $3k a year! that was with 21st and progressive, i gotta keep looking

 

with state farm i pay 30 bucks a month with 250 deducts. and i am single under 25 with 2 tickets ( not from the bike though) lol

 

i've done some shopping around recently... i went w/ geico for $745 for 6 mos. i've got 1 speeding ticket in 2005, 29 yrs old, los angeles, full coverage 1000$ ded for a 2004 cbr.

state farm's rate for me was a little higher. i think your loc is very important in determining your rate. i could've gotten about $50/mos if i switched my car over to state farm also, because than the bike would be considered my ... i forgot what they call it, like a secondary extra vehicle w/ my car being primary.

everybody should definately get full coverage unless they have an old crappy bike. the first year i got mine in 2004 i had liability only, brand new, an laid it down going only about 30-40 mph around a curve. it costed me about 700$ to make it street rideable again, but if i wanted all the cosmetic stuff done as well, it would of been estimated a another $3500. to this day i still have to live w/ the ugly scratches on the side.... if you can find between 50-100$, i think that'd be a great deal and definnately worth full

 

Location has everything to do with your rates.

 

farmer estimated my around 2300 a year 500 deduct.... i didnt buy the bike yet but asked them to estimate it... i have auto insurance with them tho... 20 years old btw

 

you know what helps to reduce your rate? take the rider safety course (this applies in CA, don't know about other states) which i think is only $20 if you're under 21. also, rates i think are affected by the number of years you've been riding, how long you've had your moto license, and how many miles you plan to drive a year... so when estimating these times and miles, better to err on the side that'll save money.