I am about 18 miles east of St louis MO. Being in the military and living on base may have something to do with it I hear they charge us more. Also have the same coverage as my car at 100,000/300,000 with a low deductible so its not the base policy I am from NY so the fear for being sued has always been with me. You sure that 208.00 is not per month?

 

well i had shelter ins on my 05 600rr. Made sure to get it pre-approved before i bought the bike because if not i was going to try for an f4i if they wouldn't cover it since my hole family goes through the same guy and we get a better deal. They said it was approved and they would cover me. Paid the insurance, bought the bike, have had it for a month. They just sent me a letter today saying at the end of the month my insurance is cancelled. So i called them up. The reason for the sudden change of mind. RR they said that they didn't know it stood for race ready and they don't cover race vehicles. I gave them the vin, make and model. You think they could have figured it out. Sounds like state farm is going to get some more bussiness. I can think of a good name for Crooks Insurance companies. Only thing where you can pay for 10 years and never need it. One accident and they raise your rates, because you are know an inscurance risk. guess there not human.

 

positive that 208 is the year i pay 42/mo for bike and car. it could be that its the armed forces, i have a friend based in virginia and he pays alot for his car. and in ny i dont blame you for worring about being sued.

 

Drksidr I am sorry I ever doubted you man. I just got back from state Farm with a new policy. I went from 920.00 a year to 320.00 a year with the same 100,000/300,000 coverage and a 250.00 deductible. Thanks for the secret. Also re financed my bike there Honda was charging me over 7% interest on my bike and State Farm dropped it to just over 5% interest so saves my about 1,000 over the course of the loan. I did find out why they do the rates like they do. GEICO, Progressive, and others rate your policy on the stats of the bike so say all those teens that go out and think they are pro stunt riders destroy there bikes and people like you and I have to pay for that. State Farm goes by you and you alone Age, Married, Riding exp, Claims Location. Not other riders. Anyway thanks again now I can afford some accessories when I get my GEICO refund.

 

Yeah the Ins. on bikes sure is high if your leasing your bike. I'm with Progressive and I pay about $350 a month and I'm 23.

 

I just bought a brand new 04 f4i and pay 29 bucks a month full coverage thru state farm.

 

how old are you?

 

yo get away from progressive and go to state farm and you will save a ton of money. progressive isnt a very good ins co. im an autobody tech and deal with ins all the time. progressive is at the bottom and state farm is the best. if something happen state farm will pay well.

 

glad to hear it gdharp and im glad to help. i would like to see some pics of the accesories you add from your savings. good luck

 

Howzit going... I am here near huntington beach cali, and AAA quoted me $1026 a year for full coverage. This is also my first bike.