Thinking of dropping comprehensive... only have it for theft, but nobody is going to steal my ugly Betty... it would save me almost 40% a year, and with my wife getting a Bike, dropping comp will keep my insurance from going up adding her bike.

Thoughts?

 

I only got third-party insurence? dont sure about the name but it covers trafic, theift, fire, glass etc. Everything without damagees to the bike when chrashes.

Costs about 500 sek ( 50€ / $64 ) a month, comprehensive would be 100% more.

 

the insurance companys would not repair my bikes because they don't look on ebay or deal with guy's on bike forums for parts so i just carry basic nofalt ins

 

you are supposed to have insurance now?

 

Most states require it. Comprehensive covers theft and fire, etc. Only reason I have it. Collision is silly to have on a bike for the most part.

 

liability only, 10/20/10. Runs me <$5/mo.

 

hahaha, i was just playing. They tried to charge me $900 a year for liability here in az. I'm riding a ****ing bike I bought for $600.

 

who do you have?

 

State Farm. I'm a 34yo male with clean driving record (for at least the past 4-5 years), Married with 2 autos insured w/ them and my renter's insurance policy on the house I'm in.

 

that explains it perfectly. haha