If you want to listen to Nate, I can sell you a truck for $10K to tow the Ducati, the bike will fit in the bed, no need for a trailer like you would need with a Tahoe. (I'm serious)

On a more serious note, you are only 21, single, with nothing but what you can fit in your car once so buy what you want now and enjoy it. Throw some $$$$ in that 401K/IRA/Some savings like what Crashkhanman said, BUT, get what you want.

Get the STi, put a bigger fuel pump on it, put a big blow off valve on it and rock that sheet!!! But what you can afford for 40 hours a week worth of pay, since your bills are minimal: rent, a cellphone, gas, insurance, bike?? I got my 929 when I was 17 and I have had it for 10 years. If you take care of what you have(which it sounds like you do) you can make that "10 year old car" look almost brand new. I am all for the "You can't take it with you, you can just leave it for your kids."

Nate: wanna buy my truck??

 

Hopefully I'll be happy with the way the WRX is stock, it's just a normal WRX not an STi. Maybe I'll mess with it later down the road but right now the CBR get's all the attention. I feel confident about the payments and I'm always saving money, either in my savings account or my retirement through the union. Hell, even my checking I never let get below a few thousand dollars. Haven't came to a concrete decision yet but all the advice has definitely helped. And for anyone that thinks mommy and daddy pay for anything, the last thing they bought me aside from bday/xmas gifts was my first car. Which cost 500 bucks 5 years ago, and the 42 inch Vizio I bought them for the living room makes up for that haha. I live by the rule that you can have whatever you want in life as long as you only want one thing at a time. I wouldn't own 3 guitars, 3 snowboards, a 37" flat screen in my room, the bike, all my snowboarding and riding gear, and any of the cars I've owned if I tried getting it all at once.

On a side note those BRZ's are pretty sweet, that was partly designed by Toyota and built by Subaru, read an article about it back when it was still in the concept stage.

 

Coming from someone who was in your exact shoes (well, pretty f'n close...) less than a few years ago...

I am coming up on 1 year (april 17) of being turned out as a Journeyman Steamfitter, Local 469. When i got into the union, work was boomin, conditions were wonderful, yada yada yada, rainbows and unicorns... Got me a big truck that i could easily afford when i was working. then when the economy tanked i was off work for 9 months straight. And as a 3rd year apprentice those payments didnt happen so easily... oh and by then a wife and kid had appeared.

My honest opinion is that you should save everything you can, pay cash for everything you get so when the floor falls out, nobody is knockin on the door wanting a check... unemployment can put food on the table, or make a car payment, rarely will it do both.

All im sayin is situations change rapidly. economy, living arrangements, employment are all constantly in limbo... cash is king...




kinda tired, feels like im rambling... goin to bed....

 

cash is king but you still need to build credit. I agree with feerless, save, save, save. You can have all the fun in the world now but screw yourself later on down the line. I also recommend while you can get a credit card, Start paying your own cell bill, even if it means your parents give you the money. set up automatic bill pay for your credit card to pay your cell bill and cut up the card, never use it.

After that start putting money away and get a beater car, drive the s*it out if it. Do your own maintenance. Save your money now to enjoy it later. I would recommend start with $20 - $50 a paycheck.

 

Don't be a loser. Buy it.

 

Nuggin Futz Nate , 21 & an apprentice the what if's are not good for the mans long
term credit if things go wrong ........ if he's sitting on a chunk of bank then that's one
thing if not - things might get ugly.

Question is too - are they looking for a cosigner ??? I'd guess Y considering all the
usual credit factors

 

Nate, I inquired to a dealer about the BRZ... the sales guy claimed that I need to put a deposit down now in order to reserve one for May or June when they come out... Then he said there will only be "400 units 2013"

Obviously a typo... idk if he meant theres only gna be 400 units for 2013 or 400 units in May or June... or 400 at his lot?? idk.. but

Prob the same situation in your area if you are interested.





sry for threadjackinggggg

 

There are supposedly 6000 BRZ's coming to the states.
Only 6,000 2013 Subaru BRZs Coming To America

Been following the BRZ/Scion FR-S for a while. No official word on a turbo model yet Just some teasers of a BRZ Sti concept.

Back to the topic, I was in a similar situation a few years back. I was out of college working full time at a retail job (while trying to land a "career" type job). My car was in need of a few thousand dollars of work and was worth less than the cash I needed to put into it. I had a decent amount saved and was still living at home and very few expenses. So, after a few months of searching (real searching this time, I always cruise craigslist and autotrader like it's my job), I ended up buying a one year old WRX with 12k on the clock. I had been watching the car sit on a dealers lot for a few months and they hadn't moved the price much. Made a lowball offer and they declined, they called me back a month later wanting to knock off $500, I declined and let them know I found another one a little further away with the same mileage and less options for way cheaper. They ended up caving and I picked it up for about $4k less than what they had it originally listed at months earlier.

I've put about 32k on it since then, no problems at all, only things replaced have been fluids, filters and pads. Had it through two nasty winters(at least by MD/VA standards) and it rocked them both. I've since acquired my career job and moved out, but I would have been alright if my job fell through. I just made sure I left myself a decent cushion in the bank in case I had to make the payments while I was jobless. So, shop around and find a deal, put down a down payment that will keep the monthly payments manageable and keep some money in the bank and you should be alright.

As for power, the newer WRX's are right on par with the Sti's... but that itch to mod will come haha. I was able to keep it stock until recently when I put on a turboback and a tune .

 

Well I never let my checking account get below 4,000 dollars, the money in my safe in my room always has at least 1,700 to 2,000 in it and my savings account at the credit union has 1,000 in it. I think I'm pretty well set as far as cusions. I haven't even cashed my last two paychecks yet, mostly because I haven't had the time but I don't need the money either. If I don't buy one big thing every now and then I'd have like 12k in the bank and that'd be my new safety cushion. I did just spend around 1,500 in parts and gear for the bike this winter but I've already recovered all of that and then some.

 

In my opinion... You should really have more money in your savings account, then in your checking account.

Something you may want to think about...