do you do the option where you can Earn a Return on Your PayPal Balance? What do you think? also does it pay the 4.25% every month?

 

i use paypal a lot but have never used that part of it. i usually transfer the $$ to my bank account immediately. is it really 4.25%? i haven't checked in a while. if so that's a pretty good rate! average money market rate at a bank right now runs about 2.5 - 3.0%... and that's with a specified minimum balance.

 

I use paypal too but never used that option either....sorry cant help

 

i use paypal quite a bit, but not the return on balance --- i use the paypal debit card and use it for purchases; every time you use it it automatically gives you 1.5% back in cash posted back to the account.

 

1.5% is one of the better ones i've seen i have the chase card that gives you 5% back on gas and other various things.. but 5% on 2.50 thats saving me an extra 12 cents a gallon

 

I use Paypal alot also but as others have said I never use that option. I always take the money right out.