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-   -   Insurance Providers !? (https://cbrforum.com/forum/off-topic-6/insurance-providers-104644/)

leo_black_label 01-07-2010 11:31 PM

Insurance Providers !?
 
im in Minnesota and dont own any cars-
just the f4-
the place that did my prev . two bikes is out o biz now.
any one reccomend who to talk to?:icon_bike:

RoadiJeff 01-08-2010 09:53 AM

State Farm. They were less than 1/3 the cost of what Geico wanted and much less than any of the other companies I checked with. I noticed that many other bike owners had good things to say about them so State Farm got my business.

Here's a tip for even lower rates with State Farm. They look at your credit score when figuring your rates so if you have a spouse with a bad credit history leave that person out of the picture when inquiring about the rate. Mine went from $632/yr to $470/yr full coverage when I did it that way.

leo_black_label 01-08-2010 04:27 PM

good tip-
thanks

CBR300 01-11-2010 05:45 PM

What if u have NO tickets and your 23 yearsold??? What a ball park insurance cost

CBR300 01-14-2010 10:16 AM

What have yall experienced with different ins. Companies? As fare as rates and polocies?
I'm goin to be insuring my F4i later this month and wanted to see your perseptions.

Indiana Hurricane 01-14-2010 10:26 AM


Originally Posted by CBR300 (Post 872918)
What if u have NO tickets and your 23 yearsold??? What a ball park insurance cost

When I was that young and in the Military it cost me $100 and month. Call up some insurance places and ask for some quotes, the quotes are free. If you go with a bigger company like Statefarm they work faster on the claim and also more likey not to drop your policy after you file a claim. IMO :icon_bike:

UMDMatt 01-19-2010 01:11 PM

I also have a F4 in MN, i shoped around quite a bit and found that Progressive was by far the cheapest. I also have my car insurance thru them so i guess i get a little discount of that, but i still found progressive to be the cheapest.

gotcbr 01-20-2010 02:07 PM

I cannot recommend State Farm.

They are a "good neighbor" til you actually need them to fulfill the terms of your policy. Then, see how good of a neighbor they really are.

Check w/ GEICO, PROGRESSIVE, or USAA.

There are many ways to get your rate down; military, govt employee, good driving record, full time student, etc etc etc. A good agent/co will search for every way possible to get you the best rate. They are not doing you a favor...they're doing you a service which you are paying for. Don't be afraid to ask for every discount possible...worst that they can say is that you're not eligible for specific types.

Good luck.

bigboi18184 01-27-2010 07:29 PM


Originally Posted by gotcbr (Post 875628)
I cannot recommend State Farm.

They are a "good neighbor" til you actually need them to fulfill the terms of your policy. Then, see how good of a neighbor they really are.

Check w/ GEICO, PROGRESSIVE, or USAA.


Good luck.

I CAN recommend state farm although it has alot to do with your agent and the effort they put in for you.

Im 24 years old with no tickets and have been with state farm since i was 16. My full coverage on my F4 was $84.13/month and when i stopped riding and wanted to sale it i dropped to liabilty for a mere $16.87/month.

I have had one ticket although i dont know if it went against me or not, was a red light violation.

But just call around and get some quotes and see what kinda coverage diffrent people offer.

Kuroshio 01-27-2010 07:31 PM

Went with Progressive and liability for the year was like $250


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