I've got full coverage for mine. The kicker is that I'm getting my license in Sept. so since I don't have many (any) years experience my rates are through the roof...I pay 188/month which comes out to like $2200/year. My mom can actually write insurance policies for people, but she mainly does cars and home stuff. All the companies that she does motorcycle coverage through won't cover me until I have 3 years experience. So until then, I think I just got my hands cuffed so to speak. But I do agree with regener8ed that its based on your age, and experience. I think that they pretty much bank on the fact that no experience leads = accidents.


Question...who's the guy that's getting worked on motorcycle insurance?.....

--->THIS GUY!!<---

 

Insurance is rated on many things. First age, second vehicle/bike, third i'd say credit score, and fourth area in which you live. My insurance is through AAA. I only have plpd on my 96 900rr and I pay 330 a year and I have a 2001 ford escape and 1997 monte carlo. Full coverage on escape and plpd on monte. I pay $1200 for six months coverage. When I just had the scape on the insurance they wanted $1800 for 6 months. It somewhat makes since but it doesn't because you'd think another vehicle on the road.............but who knows insurance is a scam. They wrip you off when your paying them for coverage and than again once an incident does happen. I live in Michigan and even the insurance companies hate the way Michigan is as far as our type of insurance goes. Almost forgot I have renters insurance too. And health insurance in case i do get in a wreck they only pay excess medical. Also have aflac accidental insurance.

 

hey, when they ask how much experence you have riding a motorcycle, always say you have been riding for at least 3 years. you just rode without a license.

 

Damn, does that work? I thought about it, but obviously didn't do anything with it.

 

hey, i was at my insurance office today and the guy talking to my insurance guy was majorly pissed off because his policy went up $100 just because he had a $22,000 claim. my insurance guy told him if he could find it cheaper else where then he should take it.

I just thought that was funny.

 

I am 24 in a week, and my bike insurance is 14 a month now, because i paid monthly on progressive, and previously had full coverage for 3 months until i found out i didnt need it, so I pretty much paid my full years premium in those 3 months, so I pay the balance of 95 over the next 8 months.

My car is about 50 a month, it used to be out the ***. I have had my license since the first day I could get it at 16, and had moto permit since i was 15, top of safety class, advanced rider class, and I have dropped all speeding tickets from my record though 2x traffic school, and 3 from going to court. GO TO COURT, it saves soooo much money if you do get tickets.

Before I was at 211 a month, what a rip. Progressive has pretty damned good rates tho. Moral of the story, drive carefully

 

and try to keep your credit good because most insurance companies go by your credit score.

 

Gosh you guys/gals get it easy.
Im from the UK, and insurance is even worse here.
For my 01' CBR600 F4i its £1560. convert that to dollers and ur talking around $2652 for the year/
I wanted the RR but it was over £2000 to insure.

Andy

 

i'm 20 and my car... 90 mustang gt is $40.00 a month and my 97 F3 is $26.00 a month

 

same as you going2fast,im from england and my insurance is £566 a year on a cbr6 f3,as of last year when i had my quak 750 it was £1998 to insure,i would like to no were all theres companys get there prices from