I pay 80 dollars a month for full coverage on my '09 600,... its 987 a year. All State. It wouldn't matter if i were to get a Harley, shes busting your chops. If i were to get a '09 Fat boy.. the insurance would be higher rate, because its more cc's and more to replace. Insurance people like to BS.

 

I pay $97/mo for full coverage on my '07 600RR in Washington State through Nationwide. I actually based most of my decision to use Nationwide because when I called to ask about rates, they talked me through every little detail with no attitude and no crazy intent to sell me a policy. When I called around to other places, they started to give me the runaround because they couldn't access my driving record or some bizarre crap.

Nationwide is also able to give Progressive quotes over the phone, and they were more for me.

My state does not require motorcycle insurance, but f - that.

 

It seems like age has alot to do with this.

 

It makes a huge difference. Seems to me like when I hit 27 it came waay down. Car insurance, too.