Im Here
 

Im here:icon_beerchug: Joined to find as much info before testing a 600RR Possible purchase in '26
insurance quotes started very scarily at 4900+ Dealer advised Honda insurance which quoted £1100

Welcome to the forum, good luck with the hunt!

Welcome. That is pretty pricey for insurance. I had no idea our European brethren had to pay that much. .

Aftrer speaking to my dealer LLOYD HONDA he gave me the phone number for honda insurance Best quote is £1200 If i have alarm chain tracker datatag in place the quote may drop a little:D

That is much better.
Any idea how the rates are calculated there?

Questions include bike details inc age cc model then personal details age, insurance claims and refusals,criminal convictions. post code(zip code)
security details Alarm, tracker,garage ,shed If metal or wood construction overnight location type of use..social domestic pleasure annual mileage
there will be some ive forgotten:icon_bike: Im contacting my buildings and contents ins company in a week or so as all my insurances including the dog are with the same company A bit of loyalty may go a long way unlike my pension:(

Pretty much the same here in the States.
Insurance here is a necessary scam. You are required to have it, you pay for it constantly but if you ever actually use it, your rates go up or they flat out drop you.