Hi There,

I've been browsing around here for a few days and I'll like to say this is an awesome forum. It has (unfortunatelly? lol) fueled my obsession with sport bikes evenmore!I'm 17 and have my heart set on a used F4i because of its combiation of relativelly comfortable riding position, gorgeous looks, and good performance. I will be honest and tell you guys that I have zero ridin experience at all, but am very aware of the dangers involved and planning to take every precaution possible (training/gear/starting in the parking lot etc.) Being 17, I know I have alot to lose, and starting on a 600 is maybe not the ideal choice, but I also don't wan't something that in a few months I will be bored with. To get to my question, I was shocked last night when I searched for online insurance quotes that it would cost me over $9000 a year for liability only in Alberta, Canada. I was sure that it wasn't so expensive because from posts that I have seen here, most people's insurance is under 200 a month? How is it possible that mine would be around $9000? Is that really realistic? If that is thecase it looks like a Kawasaki 250 may be my first bike after all... Sorry for the long post and I thank you in advance for your help!

 

That's outrageous!!!! I pay $360.00 a year for full coverage... That is almost a brand new bike a year. You might want to shop around and ask for discounts for safety courses, etc. Hopefully some of our Canadian brothers can chime in but man that is some crazy ****...

 

Well I'm 17 and have only had my car license for 6 months, on top of the fact that I have zero motorcycle experinece. So I know for sure my rate won't be that low, but let's say even up to $3000 a year I could afford.. but definitelly not 9000! Hopefully someone got their bike at a young age and will be able to chip in!

 

yea thats what everyone at the dealer said when i got the bike. They said dont even bother looking if you dont have state farm insurance. I pay 800/year full coverage. Everyone else wanted more than the bike cost which is just rediculous. Good luck with the insurance and i know lots of ppl that started on a 600 bike with no experience. Just take it to a lot or an industrial park till u get comfortable with it.

 

I'm looking at the Canadian State Farm website and don't see a motorcycle insurance category... I will deffinitelly give them a call tomorrow though! Thanks alot!

 

I got quoted at $507 a week ago, in NJ through progressive(they dont directly insure NJ motorcycles, but my main auto insurance(USAA) has a deal with them, therefore they will insure in NJ

 

i only have liability because im only 20 so im pretty young too and full coverage i was quoted at like 2000 a year for full coverage and i live in an apartment so that makes full coverage higher, but i only have liability and its about 75 a month for me, so what u got quoted is insane

 

try GMAC. everywhere else was quoting me between $5000-6000 a year for full coverage, but GMAC got me insured for only $1800
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Lovely Wendie

 

liability-$153 a year for me
full coverage-$4300 hahahaha

when u said a 600 is not ideal i was like oh god here we go agian, then i read on about the 250, smart kid. if you can get your mom or dad to cosign the insurance can go in their name and be much much much much much cheaper

 

Yeah thats a crazy quote, I am 21 and mine is 66.00 a month for liability, because I figure if I crash my bike its going to be #1 totaled or #2 cheaper then my deductible would be so...